Florida's #1 Rated Reverse Mortgage

Experience Excellence with Florida’s Top Reverse Mortgage Lender

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Florida’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and outstanding customer care.

Since 2004, our mission has been simple: to help Florida homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages designed to meet your needs.

Our competitive rates and lower costs can help you keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

Top 20 Reverse Mortgage Lenders in Florida

Trusted HUD-Approved Direct Lender in Florida

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer Home Equity Conversion Mortgages (HECMs), often referred to as reverse mortgages. With our HUD approval, we can help Florida homeowners access the equity in their homes with confidence and peace of mind.

Whether you’re looking to pay off an existing loan and eliminate monthly mortgage payments or tap into your home’s equity for other financial needs, we’re here to guide you through the process. Our experienced team understands the unique needs of Florida homeowners and offers personalized solutions, including both HECM and Jumbo Reverse Mortgages.

About All Reverse Mortgage of Florida

Our leadership team has been at the forefront of the reverse mortgage industry, including being part of the team that introduced the first fixed-rate jumbo reverse mortgage in 2008. This experience allows us to offer tailored solutions for homeowners with high-value properties in markets where a traditional HECM might not be the best fit.

Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help you navigate your options. We’ll clearly explain the benefits and drawbacks of each program, ensuring you can make an informed decision that suits your needs.

Reverse mortgages have become a valuable financial tool for many homeowners aged 62 and above, providing a way to enhance retirement plans rather than just a last resort. Whether it’s eliminating monthly mortgage payments or establishing a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for the future.

All Reverse Mortgage, Inc. is licensed by the Florida Office of Financial Regulation License/Registration #: MLD837

Florida Reverse Mortgage Lending Limits

Florida, known as the Sunshine State, is home to 22 million people, with nearly 4.3 million homeowners aged 62 and older. This means over one-and-a-half million Florida residents may be eligible for a reverse mortgage, offering a valuable way to access their home’s equity.

As of January 2024, the average home value in Florida is $412,100, well below the HECM reverse mortgage lending limit of $1,249,125. This makes reverse mortgages a viable option for many homeowners throughout the state.

Florida’s rich history began with Spanish explorer Juan Ponce de León in 1513, and it has since grown into the most populous state in the American Southeast. Known for its warm climate, beautiful beaches, and vibrant tourist destinations, Florida has become a top choice for retirees. Communities such as The Villages, Boynton Beach, and Naples have attracted nearly 2 million senior homeowners aged 62 and older, all of whom enjoy the state’s pleasant weather and abundant activities.

Florida’s economy thrives on tourism, agriculture, and transportation, with world-famous attractions like Walt Disney World and Kennedy Space Center contributing to its robust growth.

If you’re a homeowner aged 62 or older living in Florida, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore how a reverse mortgage can fit into your retirement plans. We’re ready to answer your questions and guide you through the process.

Did you know? Florida does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.

Other Areas of Interest in Florida

Bradenton Boca Raton Boynton Beach Cape Coral Fort Lauderdale Fort Myers Hialeah Jacksonville Miami Naples Ocala Orlando Palm Beach Palm Coast Port St. Lucie Sarasota St. Petersburg Tampa The Villages

Ready to Unlock Your Home’s Equity?

As Florida’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.

Get Your Reverse Mortgage Quote from Florida’s #1-Rated Reverse Mortgage Lender* or call (800) 565-1722 to speak with a licensed expert.

Additional Resources:
Reversemortgage.org NRMLA Members in Florida
HUD.GOV Approved Lenders Search