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Florida Reverse Mortgage Lenders

All Reverse Mortgage® is a HUD approved lender working directly with homeowners through all of Florida state. All Reverse began in November 2007 and as the name implies, the only loan product that All Reverse Mortgage® originates is the federally-insured home equity conversion mortgage.

 

For over a decade we have been offering our reverse mortgages to Florida homeowners and maintain an Exemplary A+ Rating by the BBB.
We are proud to have become FL's #1 rated reverse mortgage lender with a perfect 5.0-5.0 star rating.

Florida Reverse Mortgage Facts

florida lenders map

State Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Purchase Reverse Mortgages Closed Last 12 Months Lenders in Florida Avg. Home Value
Florida 2,194,889 4,273 285 339 $205,100

HUD Approved Direct Lender

All Reverse Mortgage® is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s acronym for their reverse mortgage loan.

All Reverse Mortgage® originates in Florida and offers refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment; or can help borrowers utilize their equity for other purposes if they have no existing loan or possibly a combination of both.

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer lower Principal Limits as they relate to home values, though, so not all borrowers are best served with the jumbo programs available.

A seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort. Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

Florida Lending Limits

florida lending limits

The state of Florida is most often thought of when people think of a place many Americans go to retire. In fact, there are 2,188,722 homeowners 62 and older in The Sunshine State. Florida is also the third-most populous and eighth-most densely populated state in the country. Popular retirement destinations within Florida include The Villages, Boynton Beach, Lady Lake, Clearwater and Naples, among others.

Florida’s economy heavily relies on tourism, agriculture and transportation. The state is known for its beaches, amusement parks, orange farming, the Kennedy Space Center and as a stereotypical area for retirees.

The Orlando, Florida area is known for its Walt Disney World Resorts which consist of multiple theme and water parks including Magic Kingdom, Epcot, Disney’s Hollywood Studios, Disney’s Animal Kingdom, Disney’s Typhoon Lagoon Water Park and Disney’s Blizzard Beach Water Park.

Florida has many sports teams, which include three NFL teams, two MLB teams, two NBA teams, two NHL teams and one MLS team. Auto racing is also a big deal in the state as Daytona Beach, Florida is the headquarters of NASCAR, which is where the Daytona 500 is held each February.

The average home value in Florida is $205,100—much lower than the maximum reverse mortgage lending limit of $679,650

If you reside in Florida, All Reverse Mortgage® is here to answer your questions. Call Toll Free (800) 565-1722 – Or try ARLO™ our revolutionary reverse mortgage calculator that offers side-by-side program comparisons, real-time interest rates and expert recommendations.

Other Areas of Interest in Florida

Florida HUD Approved Reverse Mortgage Counseling Agencies

 

Agency Name Phone, Toll-Free,
Fax Number,
Email, Website,
Agency ID
Address Languages Parent Organization
CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT Phone: 866-395-5769
Toll-free: 866-395-5769
Fax: 877-496-7853
Website: www.nfdm.org
Agency ID: 81555
14104 58th St N
Clearwater, Florida 33760-3758
- English
- Spanish
CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT
HOUSING FOUNDATION OF AMERICA - LAKE WORTH FLORIDA Phone: 561-713-1457
Fax: 888-838-6890
Website: www.approvedbyhud.org
Agency ID: 90343
8461 Lake Worth Road
Suite 117
LAKE WORTH, Florida 33467-2474
- English
HOUSING FOUNDATION OF AMERICA
HOUSING FOUNDATION OF AMERICA, LAUDERHILL FLORIDA Phone: 954-923-5001
Fax: 888-838-6890
Website: www.approvedbyhud.org
Agency ID: 90342
1773 N State Road 7
Suite 101-D
LAUDERHILL, Florida 33313-5005
- English
HOUSING FOUNDATION OF AMERICA
HOUSING FOUNDATION OF AMERICA Phone: 786-842-3843
Fax: 786-732-0728
Website: www.approvedbyhud.org
Agency ID: 90154
16201 SW 95th Avenue
Suite 214
MIAMI, Florida 33157-3459
- English
- Spanish
HOUSING FOUNDATION OF AMERICA
CCCS OF PUERTO RICO -ORLANDO Phone: 787-722-8835
Toll-free: 800-717-2227
Fax: 787-722-6979
Website:https://www.consumerpr.org
Agency ID: 90149
8751 Commodity Cir
Suite #4
Orlando, Florida 32819-9027
- English
- Spanish
CCCS OF PUERTO RICO
HOUSING FOUNDATION OF AMERICA Phone: 954-923-5001
Fax: 188-838-6890
Website: www.approvedbyhud.org
Agency ID: 84470
2400 N University Drive # 200
PEMBROKE PINES, Florida 33024-3629
- English
- Spanish
NUEVA ESPERANZA, INC.
GREENPATH FINANCIAL WELLNESS Phone: 888-860-4167
Website: www.greenpath.com
Agency ID: 90070
5100 W Kennedy Blvd
Suite 125
Tampa, Florida 33609-1849
- English
- Spanish
GREENPATH, INC.

Did you know? Florida state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

 

Our Exclusive Programs Designed to Fit Your Needs.

All Reverse Mortgage© has consistently brought exclusive offers to our valued Arizona homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.

Take a look at some of our program benefits that you won't find elsewhere:

Exclusive 4.18% (6.23% APR) Fixed Rate for Life
Government Insured & Jumbo Proprietary Programs
Flexible Credit Lines with the Industries Lowest Margin & Lifetime Rate Exposure
ZERO Origination Fee Options
ZERO Monthly Servicing Fees on ALL programs
*Complete form above to receive a comparison of all available programs. Excludes state taxes when applicable. *APR ran at $185,000 loan amount / 60% or less PLF utilization. Lifetime rate cap on all adjustable rate plans just 5% over the start rate.

How can we offer you more favorable terms?

We are a direct lender approved by FHA (Federal Housing Administration)
The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts.
We don't work with Brokers, allowing us to pass the savings on to you.
We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs.
We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.

All Reverse vs. the others

It may surprise you but those "celebrities" you see all over TV have some of the worst independent consumer ratings in the industry. Compare us and you will see the crystal clear difference, from customer service to loan terms we never compromise.

HUD approved direct lender.

Working with a local Florida lender saves you time and money.

As an award-winning direct lender our goal remains simple; to offer you the very best terms accompanied by extraordinary customer service.

What Our Customers Are Saying

"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."
"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"
"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."
"Thank you to All Reverse for handling everything in an efficient and smooth way. Thoroughly appreciate everything you have done to make things easy for me."
"This was the smoothest mortgage process I have ever experienced! And so fast!"

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Florida Reverse Mortgages
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