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Top 10 Reverse Mortgage Lenders in Florida
Lender Name | Company Start Date | Lender Rating | Review Stars (0-5.0) | % of Positive Reviews | # of Complaints Last 3 Yrs. | BBB Reviews |
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All Reverse Mortgage, Inc. of Florida | 05/27/2004 | A+ | 5.0 | 100% | 2 | Review Source |
American Advisors Group (AAG) | 10/29/2004 | A- | 4.1 | 82% | 41 | Review Source |
Reverse Mortgage Funding LLC | 09/25/2012 | A+ | 3.2 | 64% | 3 | Review Source |
Live Well Financial, Inc. | 08/28/2008 | A+ | 2.1 | 17% | 9 | Review Source |
One Reverse Mortgage, LLC | 07/12/2001 | A+ | 3.2 | 60% | 5 | Review Source |
Liberty Home Equity Solutions, Inc. | 09/05/2003 | A+ | 2.7 | 40% | 5 | Review Source |
HighTechLending Inc | 06/06/2006 | C+ | 2.3 | 0% | 2 | Review Source |
Reverse Mortgage Solutions, Inc. | 02/21/2007 | F | 1.05 | 1% | 86 | Review Source |
Synergy One Lending, Inc. (Retirement Funding Solutions) | 01/09/2013 | A+ | N/A | N/A | 1 | Review Source |
Finance of America Reverse LLC | 10/15/2003 | A+ | N/A | N/A | 3 | Review Source |
All Reverse Mortgage® is proud to be Florida's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and all throuout Florida.
All Reverse Mortgage was incorporated in November 2004 and as the name implies, the only loan product that All Reverse Mortgage® originates is in fact, the reverse mortgage.
We’re committed to be your lender because you deserve the best rate at the lowest price possible.
We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in FL with higher value homes over the national 2019 lending limit of $726,525.
We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you
Florida Reverse Mortgage Facts
State | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Florida | Avg. Home Value |
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Florida | 2,194,889 | 4,273 | 285 | 339 | $205,100 |
HUD Approved Direct Lender
All Reverse Mortgage® is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s acronym for their reverse mortgage loan.
All Reverse Mortgage® originates in Florida and offers refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment; or can help borrowers utilize their equity for other purposes if they have no existing loan or possibly a combination of both.
About All Reverse Mortgage®
The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer lower Principal Limits as they relate to home values, though, so not all borrowers are best served with the jumbo programs available.
A seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.
Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort. Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.
Florida Lending Limits
The state of Florida is most often thought of when people think of a place many Americans go to retire. In fact, there are 2,188,722 homeowners 62 and older in The Sunshine State. Florida is also the third-most populous and eighth-most densely populated state in the country. Popular retirement destinations within Florida include The Villages, Boynton Beach, Lady Lake, Clearwater and Naples, among others.
Florida’s economy heavily relies on tourism, agriculture and transportation. The state is known for its beaches, amusement parks, orange farming, the Kennedy Space Center and as a stereotypical area for retirees.
The Orlando, Florida area is known for its Walt Disney World Resorts which consist of multiple theme and water parks including Magic Kingdom, Epcot, Disney’s Hollywood Studios, Disney’s Animal Kingdom, Disney’s Typhoon Lagoon Water Park and Disney’s Blizzard Beach Water Park.
Florida has many sports teams, which include three NFL teams, two MLB teams, two NBA teams, two NHL teams and one MLS team. Auto racing is also a big deal in the state as Daytona Beach, Florida is the headquarters of NASCAR, which is where the Daytona 500 is held each February.
The average home value in Florida is $205,100—much lower than the maximum reverse mortgage lending limit of $726,525
If you reside in Florida, All Reverse Mortgage® is here to answer your questions. Call Toll Free (800) 565-1722 – Or try ARLO™ our revolutionary reverse mortgage calculator that offers side-by-side program comparisons, real-time interest rates and expert recommendations.
Other Areas of Interest in Florida
Florida Approved Reverse Mortgage Counseling Agencies
Agency Name | Phone | Address | Website | Agency ID | Languages |
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CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT | 866-395-5769 | 14104 58th St N Clearwater, Florida 33760-3758 | www.nfdm.org | 81555 | English Spanish |
HOUSING FOUNDATION OF AMERICA - LAKE WORTH FLORIDA | 561-713-1457 | 8461 Lake Worth Road Suite 117 LAKE WORTH, Florida 33467-2474 | www.approvedbyhud.org | 90343 | English |
HOUSING FOUNDATION OF AMERICA, LAUDERHILL FLORIDA | 954-923-5001 | 1773 N State Road 7 Suite 101-D LAUDERHILL, Florida 33313-5005 | www.approvedbyhud.org | 90342 | English |
HOUSING FOUNDATION OF AMERICA | 786-842-3843 | 16201 SW 95th Avenue Suite 214 MIAMI, Florida 33157-3459 | www.approvedbyhud.org | 90154 | English Spanish |
CCCS OF PUERTO RICO -ORLANDO | 787-722-8835 | 8751 Commodity Cir Suite #4 Orlando, Florida 32819-9027 | https://www.consumerpr.org | 90149 | English Spanish |
HOUSING FOUNDATION OF AMERICA | 954-923-5001 | 2400 N University Drive # 200 PEMBROKE PINES, Florida 33024-3629 | www.approvedbyhud.org | 84470 | English Spanish |
GREENPATH FINANCIAL WELLNESS | 888-860-4167 | 5100 W Kennedy Blvd Suite 125 Tampa, Florida 33609-1849 | www.greenpath.com | 90070 | English Spanish |
Did you know? Florida state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.
Additional Resources:
Top 10 Lender Reviews & Ratings: https://reverse.mortgage/best-reverse-mortgage-lenders
Reversemortgage.org NRMLA Members in Florida: https://www.reversemortgage.org/Find-a-Lender/state/FL
HUD.GOV Approved Lenders Search: https://www.hud.gov/program_offices/housing/sfh/lender/lenderlist
Our Exclusive Programs Designed to Fit Your Needs.
All Reverse Mortgage© has consistently brought exclusive offers to our valued Florida homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.
Take a look at some of our program benefits that you won't find elsewhere:
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Exclusive 4.25% (5.95% APR) Fixed Rate for Life |
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Government Insured & Jumbo Proprietary Programs |
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Flexible Credit Lines from 2.98% with the Industries Lowest Lifetime Rate Exposure |
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ZERO Origination Fee Plans |
![]() | ZERO Financed Closing Cost Plans |
![]() | ZERO Monthly Servicing Fees on ALL programs |
How can we offer you more favorable terms?
We are a direct lender approved by FHA (Federal Housing Administration) The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts. We don't work with Brokers, allowing us to pass the savings on to you. We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs. We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.All Reverse vs. the others
HUD approved direct lender.
Working with a local Florida lender saves you time and money.
As an award-winning direct lender our goal remains simple; to offer you the very best terms accompanied by extraordinary customer service.

What Our Customers Are Saying
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