Reverse Mortgages in The Villages
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo reverse mortgages for homeowners with higher-value properties in The Villages and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Florida Office of Financial Regulation (License/Registration #MLD837)
The Villages Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in The Villages (est) | Avg. Home Value |
|---|---|---|---|---|---|
| The Villages | 60,593 | 130 | 2 | 80 | $528,896 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is an approved lender by the Department of Housing and Urban Development (HUD) for originating, underwriting, and closing Home Equity Conversion Mortgages (HECM), also referred to as reverse mortgage loans. The HECM is HUD’s reverse mortgage program designed to provide financial relief for senior homeowners.
All Reverse Mortgage, Inc. (ARLO™) operates in The Villages, offering various reverse mortgage products. These include refinance loans for homeowners looking to pay off their existing mortgage and eliminate monthly mortgage payments or to access their home equity for other financial purposes—whether they have an existing loan or not.
The management team at All Reverse Mortgage was instrumental in developing and selling the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary reverse mortgage programs, they continue seeking new options for borrowers with high-value homes, particularly in areas where the HUD HECM program may not fully meet borrowers’ needs. While jumbo programs provide additional equity access, they may come with lower principal limits relative to property values, meaning they may not always be the best fit for every borrower.
Experienced loan originators at All Reverse Mortgage can help borrowers evaluate their options, explaining the benefits and potential drawbacks of both HECM and jumbo loan programs. Many homeowners have discovered that reverse mortgages are a valuable financial tool to support retirement, not just a last resort. With options like eliminating mortgage payments or establishing a growing line of credit, reverse mortgages can help homeowners live comfortably while planning for the future.
The Villages Lending Limits
The Villages is a well-known retirement community in Sumter County, Florida, recognized as the largest collective 55+ community in the U.S. It spans approximately 32 square miles and is home to around 130,000 residents. Its growth has been remarkable, with nearly 40% expansion from 2010 to 2020, making it the fastest-growing U.S. metro. The community offers numerous amenities tailored to retirees, contributing to its popularity among America’s aging population.
Founded by Harold Schwartz in the 1960s as a series of land tracts sold by mail order, The Villages has since evolved into a vast, amenity-rich community. Significant developments were added throughout the 1980s and beyond to mirror other fast-growing retirement communities in the U.S.
The median home value in The Villages is $528,896, reflecting a 25% increase over the past year. Most homes in this area fall below the federal reverse mortgage lending limit of $1,149,825, making a reverse mortgage a viable option for many residents. However, for homeowners with properties exceeding the federal limit, ARLO™ offers private jumbo reverse mortgage programs, providing an alternative solution to accessing home equity.
If you reside in The Villages, All Reverse Mortgage, Inc. (ARLO™) is available to answer any questions and help you determine if a reverse mortgage is the right option for your retirement planning.
Top Florida Lender Resource Links:
Reversemortgage.org NRMLA Members in Florida: https://www.reversemortgage.org/Find-a-Lender/state/FL
HUD.GOV Approved Lenders in Florida for HECM Loan
