All Reverse Mortgage, Inc. (ARLO®)

2025 Guide to Reverse Mortgage Purchase (HECM Purchase)

June 10, 2025     16 comments

Introduction to Purchase Reverse Mortgages Welcome to our guide on Purchase Reverse Mortgages!  In this article, we will explain how you can buy a new home with a special kind of reverse mortgage, making it easier for you to transition to a new living situation as you age.  Whether you are considering downsizing, moving to a more accessible home, or relocating closer to family, this guide is for you. We will cover the essentials – from the benefits of a Reverse Mortgage Purchase to how the Home Equity Conversion Mortgage... Read Full Article

2025 Jumbo Reverse Mortgage Guide: Top Lenders, Rates & Loan Limits

May 24, 2025     14 comments

As we enter 2025, the landscape of reverse mortgages continues to evolve, with jumbo reverse mortgages, also known as proprietary or private reverse mortgages, emerging as a significant component for homeowners with high-value or non-conforming/non-FHA insurable properties. In this article, we will dissect the critical differences between jumbo and FHA-insured reverse mortgages, clarifying why and when a jumbo reverse mortgage could be the right choice for you.  We will also dive into the key benefits alongside a balanced discussion of these loans' potential risks and rewards. Whether you are a... Read Full Article

The Realtor’s Guide to Reverse Mortgages for Home Purchase

April 15, 2025     2 comments

Why Realtors Should Understand Reverse Mortgages for Home Purchase The HECM for Purchase program (Home Equity Conversion Mortgage) is an FHA-insured loan that allows homebuyers aged 62 and older to purchase a new primary residence with no monthly mortgage payments.  This benefits your senior buyers, helps your sellers move their listings, and ultimately helps you close more transactions. Yet many real estate professionals are unaware of this powerful tool—or they’ve heard myths that just aren’t true.  When used correctly, a reverse mortgage for purchase can close just as quickly... Read Full Article

Why Reverse Mortgages Are Safe from DOGE Cuts

April 10, 2025     no comments

If you’ve been thinking about a reverse mortgage but are unsure whether the program will still be around in the future—or what might happen if federal budget cuts from "DOGE," the Department of Government Efficiency impacts housing programs—you’re not alone. At All Reverse Mortgage, Inc., we speak with people every day who are interested in tapping into their home’s equity but have questions about the long-term security of the federally insured Home Equity Conversion Mortgage (HECM) program. Let’s put your mind at ease: HECM reverse mortgages are fully insured... Read Full Article

Banks That Offer Reverse Mortgages in 2025

March 29, 2025     no comments

When considering a reverse mortgage, finding the right lender is crucial for making an informed decision.  While large national banks like Wells Fargo, Chase, and Bank of America are household names for traditional mortgages, they typically do not offer reverse mortgages.  Instead, they often refer inquiries to outside specialists. Smaller regional banks or specialized lenders are more likely to provide reverse mortgage services.  To ensure you get the best terms and support, comparing lenders and choosing one that focuses on reverse mortgages and understands your unique needs is essential. ... Read Full Article

Top 20 Best Reverse Mortgage Lenders of 2025: Reviews and Ratings

March 29, 2025     2 comments

When used wisely, a reverse mortgage can be a powerful tool for enhancing your retirement.  However, choosing the right reverse mortgage lender is key to ensuring long-term financial stability.  In this guide, we’ll explain how HECM lenders are rated and how online reviews help paint a clearer picture of their reliability. To make your decision easier, we’ve compiled a list of the top 20 reverse mortgage companies across the nation, along with five essential tips for selecting the lender that’s right for you. 5 Essential Tips for Choosing the Right... Read Full Article

How Reverse Mortgages Work: Explained in Simple Terms!

March 19, 2025     20 comments

Introduction to Reverse Mortgages Welcome to our guide on reverse mortgages!  In this article, we will explain reverse mortgages in simple terms.  Whether you are a homeowner thinking about your financial future, a family member helping someone understand their choices, or just curious about how reverse mortgages work, this guide is for you. We cover the basics – from who can get a reverse mortgage to how repayment works – to help you decide if a reverse mortgage is right for you. What is a Reverse Mortgage? A reverse... Read Full Article

Is a Reverse Mortgage a Good Idea? 4 Smart Reasons to Consider in 2025

March 5, 2025     27 comments

Thinking about your finances can feel overwhelming, but a reverse mortgage can provide financial relief and peace of mind when used wisely. It’s a loan designed to help homeowners aged 62 and older turn their home equity into cash—without selling or making monthly mortgage payments.  But is it a good idea for you? This guide explores four scenarios where a reverse mortgage makes sense and situations where it may not be the best choice. 4 Smart Reasons to Get a Reverse Mortgage 1.  You Need to Improve Cash Flow in... Read Full Article

Debunking the Top 10 Reverse Mortgage Downsides

February 23, 2025     17 comments

Reverse mortgages have long been surrounded by misconceptions, leading many to believe they come with significant downsides.  In reality, many of these concerns are based on myths.  In this guide, we will debunk the top 10 common claims about the downsides of reverse mortgages, providing you with the clarity you need. Whether you're exploring reverse mortgage options for yourself or assisting a loved one, understanding the facts behind these so-called 'downsides' will help you make a confident and informed decision. Claim #1: Reverse Mortgages Have Growing Interest and... Read Full Article

Reverse Mortgage Line of Credit & Growth Rate Explained

February 17, 2025     118 comments

Reverse Mortgage Line of Credit: Why It's the Most Popular Option The reverse mortgage line of credit remains the most popular choice among homeowners today—and for good reason.  According to a report by AARP, 66% of borrowers chose the line of credit as the best way to access their reverse mortgage funds. Why So Many Homeowners Choose the Line of Credit The reverse mortgage line of credit gives you flexibility and control.  When your loan closes, you can access up to the maximum amount allowed by HUD during the... Read Full Article