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Florida Reverse Mortgage Lenders: Expert Guidance for Sunshine State Homeowners Last Updated: February 8, 2026 | By: Michael G. Branson, CEO (NMLS #14040) & Cliff Auerswald, President (NMLS #14041) Get Your Florida Reverse Mortgage Quote Instant quote. No personal information required. Real-time rates. Get My Free Quote ›› Florida is America's premier retirement destination, home to 4.3 million homeowners age... Read Full Article
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Texas-Specific FAQ: Your Questions Answered Q: What if my spouse is under age 62? A: Unlike most states, Texas requires BOTH spouses to be at least 62 years old to qualify for a reverse mortgage. If one spouse is younger, you must wait until both meet the age requirement. Example: Your husband is 65 and your wife is 60. In... Read Full Article
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After more than 20 years helping homeowners evaluate reverse mortgages, I can say this plainly: a reverse mortgage is neither good nor bad on its own. It is a financial tool. Used in the right situation, it can reduce stress and improve retirement cash flow. Used in the wrong one, it can create unnecessary risk. This guide explains four situations... Read Full Article
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A reverse mortgage can be a useful tool for the right homeowner, especially for those who want to age in place and improve retirement cash flow. But it is not the right solution for everyone. After working exclusively with reverse mortgages for more than two decades, I’ve learned that the biggest problems don’t come from the loan itself. They come... Read Full Article
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[arlo_toc] For more than 20 years, I’ve helped older homeowners understand and use reverse mortgages safely. At All Reverse Mortgage, Inc., we focus on one loan and one purpose — helping you use the equity you’ve built to support your retirement with clear numbers and no pressure. This guide walks you through the essentials in plain English: what a reverse... Read Full Article
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Our goal with this guide is simple. We want to explain HUD’s new lending limit in a clear and useful way, especially if you are trying to understand how the change affects the amount you can receive. You will find updated charts comparing the 2025 and 2026 limits, along with an illustration that shows how loan-to-value factors interact with the... Read Full Article
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As we move into 2026, many homeowners with higher-value properties are finding that the FHA-insured Home Equity Conversion Mortgage (HECM) program no longer unlocks the equity they expect. That’s where jumbo reverse mortgages may come into play. These privately funded programs offer higher lending limits, more flexibility, and solutions for property types that do not meet FHA standards. This guide... Read Full Article
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Many homeowners begin exploring a reverse mortgage with the same question: How much can I get from a reverse mortgage? The challenge is that most online calculators won’t give you an answer unless you provide your phone number or email address. That creates hesitation for many people who want to learn without being contacted. This guide reviews three calculators that let... Read Full Article
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For years, families with higher-value homes had limited reverse mortgage options. The standard FHA Home Equity Conversion Mortgage (HECM) capped lending at [hecm_limit year="current"], which meant many homeowners couldn’t access the equity they had worked a lifetime to build. The Platinum Jumbo Reverse Mortgage changes that. It’s a modern, flexible reverse mortgage program created for older homeowners with high-value properties,... Read Full Article
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Senior homeowners are losing another major source for reverse mortgages. Onity Group, the parent company of PHH and Liberty Reverse Mortgage, recently announced that it will stop originating reverse mortgages and will sell its reverse mortgage servicing portfolio. Liberty has long been one of the largest lenders in the space, with 12 active branches and 138 sponsored loan officers based... Read Full Article
This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. All Reverse Mortgage, Inc. is an independent company and is not affiliated with, acting on behalf of, or endorsed by HUD/FHA or any government agency. This content is for educational purposes and is not tax advice. Reverse mortgage programs may not be available in all states.
*#1 Rated Reverse Mortgage Lender: Based on a comparative review of BBB ratings, complaint histories, accreditation status, customer review scores, and positive-review percentages for the top 20 HECM lenders by endorsement volume (RMInsight, October 1, 2025). BBB data verified December 10, 2025. View Full Advertising Disclosure
