Fort Myers' #1 Reverse Mortgage*
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ARLO™REVERSE MORTGAGE
ASSISTANT |
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Fort Myers Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer national HECM programs and specialized jumbo reverse mortgages for homeowners with higher-value properties in Ft. Myers and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Fort Myers Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Active Lenders | Avg. Home Value |
|---|---|---|---|---|
| Fort Myers | 12,684 | 27 | 9 | $358,611 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender in Fort Myers
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without making monthly mortgage payments, as long as they continue to live in the home and meet basic property and tax obligations.
We serve homeowners throughout Fort Myers and surrounding Lee County communities. We specialize exclusively in reverse mortgages, including refinancing existing loans and originating new HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or create a financial safety net for the future, we focus on solutions designed for long-term stability.
About All Reverse Mortgage, Inc.
The leadership of All Reverse Mortgage, Inc. has more than 20 years of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That experience is especially valuable in Southwest Florida markets like Fort Myers, where many homeowners have built significant equity and are planning to age in place.
Our originators work only with reverse mortgages. We take the time to explain FHA-insured HECMs and proprietary reverse mortgage options in clear, plain language so you understand how each program works, including benefits, limitations, and long-term considerations. When a traditional HECM is the right fit, we’ll say so. When another option makes more sense, we’ll explain why.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. Used responsibly, it can be a practical financial tool to reduce monthly expenses, improve cash flow, and support retirement planning while remaining in the home you value.
Fort Myers, Florida Reverse Mortgage Lending Limits (2026)
Fort Myers is a well-established Gulf Coast city with a strong base of long-term homeowners and a growing retiree population. Known for its waterfront lifestyle, cultural attractions, and spring training baseball, Fort Myers continues to attract residents planning to remain in their homes throughout retirement.
Based on current Census estimates, approximately 12,684 homeowner households in Fort Myers are headed by someone aged 62 or older, making reverse mortgages a relevant planning option for many local residents.
During the most recent 12-month period, 27 reverse mortgages were closed in Fort Myers, supported by 9 active lenders serving the local market. This reflects steady demand from homeowners using reverse mortgages as part of broader retirement and cash-flow planning.
As of late 2025, the average home value in Fort Myers is approximately $358,611. This places most homes well within the 2026 FHA HECM lending limit of $1,249,125, allowing many homeowners to qualify under the standard federally insured reverse mortgage program. For higher-value properties or more specialized planning needs, proprietary or jumbo reverse mortgage options may also be available.
Ready to Unlock Your Home’s Equity?
As Fort Myers #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
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As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Fort Myers’ #1 Rated Reverse Mortgage Lender or call (239) 307-0035 to speak with a licensed expert.
