Palm Beach's #1 Reverse Mortgage*
 |
Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
 |
All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Palm Beach Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Palm Beach and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Palm Beach Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Active Lenders | Avg. Home Value |
|---|---|---|---|---|
| Palm Beach | 3,912 | 12 | 6 | $1,287,904 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender in Palm Beach
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without making monthly mortgage payments, as long as they continue to live in the home and meet basic property and tax obligations.
We serve homeowners throughout Palm Beach and the surrounding coastal communities of Palm Beach County. We specialize exclusively in reverse mortgages, including refinancing existing loans and originating new HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or create long-term financial flexibility, we focus on solutions designed for clarity and long-term stability.
About All Reverse Mortgage, Inc.
The leadership of All Reverse Mortgage, Inc. has more than 20 years of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That experience is especially valuable in ultra-high-value markets like Palm Beach, where many homeowners exceed the standard FHA lending limit and require more customized planning.
Our originators work only with reverse mortgages. We take the time to explain FHA-insured HECMs and proprietary jumbo reverse mortgage options in clear, plain language so you understand how each program works, including benefits, limitations, and long-term considerations. When a traditional HECM is appropriate, we’ll say so. When a jumbo structure makes more sense, we’ll explain why.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. Used responsibly, it can be a practical financial tool to manage cash flow, preserve assets, and support long-term retirement planning while remaining in a high-value primary residence.
Palm Beach, Florida Reverse Mortgage Lending Limits (2026)
Palm Beach is one of Florida’s most exclusive residential markets, known for its historic estates, waterfront properties, and long-term homeowner base. The area attracts residents who typically plan to age in place and manage significant home equity as part of their broader retirement strategy.
Based on current Census estimates, approximately 3,912 homeowner households in Palm Beach are headed by someone aged 62 or older, making reverse mortgages a relevant planning option for a select but financially sophisticated group of homeowners.
During the most recent 12-month period, 12 reverse mortgages were closed in Palm Beach, supported by 6 active lenders serving the local market. This reflects selective but deliberate use of reverse mortgages, often in conjunction with higher-value properties and advanced financial planning.
As of late 2025, the average home value in Palm Beach is approximately $1,287,904, which exceeds the 2026 FHA HECM lending limit of $1,249,125. As a result, many Palm Beach homeowners may consider jumbo reverse mortgage programs to access additional equity beyond the FHA cap while maintaining flexibility and control over their assets.
Ready to Unlock Your Home’s Equity?
As Palm Beach’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Palm Beach’s #1 Rated Reverse Mortgage Lender or call (561) 287-4449 to speak with a licensed expert.
