Boca Raton's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Boca Raton Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo reverse mortgages for homeowners with higher-value properties in Boca Raton and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Boca Raton Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Active Lenders | Avg. Home Value |
|---|---|---|---|---|
| Boca Raton | 24,611 | 39 | 11 | $618,432 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender in Boca Raton
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without making monthly mortgage payments, as long as they continue to live in the home and meet basic property and tax obligations.
We serve homeowners throughout Boca Raton, Florida, and surrounding Palm Beach County communities. We specialize exclusively in reverse mortgages, including refinancing existing loans and originating new HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or create a financial buffer for future needs, we focus on solutions designed for long-term stability.
About All Reverse Mortgage, Inc.
The leadership of All Reverse Mortgage, Inc. has more than 20 years of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That experience is especially valuable in higher-value coastal markets like Boca Raton, where homeowners often have significant equity and multiple planning options.
Our originators work only with reverse mortgages. We take the time to explain FHA-insured HECMs and proprietary reverse mortgage options in clear, plain language so you understand how each program works, along with the benefits and tradeoffs. When a traditional HECM is the right fit, we’ll say so. When another option makes more sense, we’ll explain why.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. Used responsibly, it can be a practical financial tool to reduce monthly expenses, improve cash flow, and support retirement planning while remaining in the home you value.
Boca Raton, Florida Reverse Mortgage Lending Limits (2026)
Boca Raton is a coastal city in Palm Beach County known for its residential communities, strong homeowner base, and appeal to retirees who plan to age in place. The city has a long history of attracting homeowners who prioritize lifestyle, healthcare access, and long-term financial security.
Based on current Census estimates, approximately 24,611 homeowner households in Boca Raton are headed by someone aged 62 or older, making reverse mortgages a relevant planning option for many local residents.
During the most recent 12-month period, 39 reverse mortgages were closed in Boca Raton, supported by 11 active lenders serving the local market. This reflects steady demand from homeowners using reverse mortgages as part of broader retirement and cash-flow planning.
As of late 2025, the average home value in Boca Raton is approximately $618,432. This places many homes within the 2026 FHA HECM lending limit of $1,249,125, allowing a large share of homeowners to qualify under the standard federally insured reverse mortgage program. For higher-value properties or more complex planning needs, proprietary or jumbo reverse mortgage options may also be available.
If you want to understand how much equity may be available based on your age, home value, and current rates, starting with accurate, lender-backed numbers can make the decision clearer.
Ready to Unlock Your Home’s Equity?
As Boca Raton’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
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As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Boca Raton’s #1 Rated Reverse Mortgage Lender* or call (561) 287-4449 to speak with a licensed expert.
