Sarasota's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Sarasota Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Sarasota and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Sarasota Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Active Lenders | Avg. Home Value |
|---|---|---|---|---|
| Sarasota | 28,917 | 49 | 12 | $517,394 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender in Sarasota
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without making monthly mortgage payments, provided they continue to live in the home and meet basic property and tax obligations.
We serve homeowners throughout Sarasota and surrounding Gulf Coast communities. Our focus is exclusively on reverse mortgages, including refinancing existing loans and originating new HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or create long-term financial flexibility, our role is to provide clear, straightforward guidance so you can make informed decisions.
About All Reverse Mortgage, Inc.
The leadership of All Reverse Mortgage, Inc. has more than two decades of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That depth of experience is especially important in markets like Sarasota, where long-term homeownership and rising property values often require more thoughtful planning.
Our originators work exclusively with reverse mortgages. We take the time to explain FHA-insured HECMs and jumbo reverse mortgage options in plain English, including how each program works, the responsibilities involved, and how the loan may impact long-term retirement planning. When a standard HECM is the right fit, we explain why. When a jumbo structure may offer advantages, we walk through those options carefully.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. When used responsibly, it can be a practical financial tool to manage cash flow, preserve savings, and support retirement while remaining in the home you’ve built your life around.
Sarasota, Florida Reverse Mortgage Lending Limits (2026)
Founded in 1902, Sarasota is widely regarded as one of Florida’s premier retirement destinations, known for its beaches, cultural institutions, and long-standing residential communities. The city’s stable housing market and high rate of owner occupancy make reverse mortgages a relevant consideration for many local homeowners.
Based on current Census estimates, approximately 28,917 homeowner households in Sarasota are headed by someone aged 62 or older, reflecting a significant concentration of retirement-age homeowners.
Over the most recent 12-month period, 49 reverse mortgages were closed in Sarasota, supported by 12 active lenders serving the market. This level of activity indicates steady and responsible use of reverse mortgages among long-term homeowners in the area.
As of late 2025, the average home value in Sarasota is approximately $517,394. This places many properties comfortably within the 2026 FHA HECM lending limit of $1,249,125, making the standard FHA-insured reverse mortgage accessible for most homeowners. For higher-valued homes, jumbo reverse mortgage programs can provide additional borrowing flexibility beyond the federal limit.
Ready to Unlock Your Home’s Equity?
As Sarasota’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
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As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Sarasota’s #1 Rated Reverse Mortgage Lender or call (941) 229-7776 to speak with a licensed expert.
