Tampa's #1 Reverse Mortgage*
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ARLO™REVERSE MORTGAGE
ASSISTANT |
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Tampa Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Tampa and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Tampa Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Active Lenders | Avg. Home Value |
|---|---|---|---|---|
| Tampa | 55,612 | 84 | 15 | $371,447 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender in Tampa
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without required monthly mortgage payments, as long as they continue living in the home and meet basic property obligations.
We serve homeowners throughout Tampa and the greater Hillsborough County area. Our focus is exclusively on reverse mortgages, including refinancing existing loans and originating new FHA-insured HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or create long-term financial flexibility, our role is to provide clear, accurate guidance so you can make informed decisions with confidence.
About All Reverse Mortgage, Inc.
The leadership of All Reverse Mortgage, Inc. brings more than two decades of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That background is especially relevant in markets like Tampa, where many homeowners have built substantial equity over long periods of ownership.
Our originators work exclusively with reverse mortgages. We take the time to explain how FHA-insured HECM loans and jumbo reverse mortgage programs differ, including borrower responsibilities, long-term considerations, and how each option may fit into a broader retirement plan. When a standard HECM makes sense, we explain why. When a jumbo option may provide added flexibility, we walk through that option carefully.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. When structured properly, it can be a practical financial tool to help manage cash flow, preserve savings, and remain in the home you’ve worked hard to build.
Tampa, Florida Reverse Mortgage Lending Limits (2026)
Tampa is one of Florida’s most established and desirable retirement markets, offering a blend of coastal living, cultural amenities, healthcare access, and year-round warm weather. The city continues to attract retirees who value both lifestyle and long-term housing stability.
Based on current Census estimates, approximately 55,612 homeowner households in Tampa are headed by someone aged 62 or older, representing a substantial segment of the local housing market.
Over the most recent 12-month period, 84 reverse mortgages were closed in Tampa, supported by 15 active lenders serving the area. This reflects steady, responsible use of reverse mortgages among long-term homeowners in the region.
As of late 2025, the average home value in Tampa is approximately $371,447. This places most homes well within the 2026 FHA HECM lending limit of $1,249,125, making the standard FHA-insured reverse mortgage accessible for many homeowners. For properties valued above the federal limit, jumbo reverse mortgage programs are available to provide additional borrowing flexibility.
Ready to Unlock Your Home’s Equity?
As Tampa’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
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As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Tampa’s #1 Rated Reverse Mortgage Lender or call (813) 308-0632 to speak with a licensed expert.
