Port St. Lucie's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Port St. Lucie Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Florida’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Port St. Lucie and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Florida Office of Financial Regulation (License/Registration #MLD837)
Port St. Lucie Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Active Lenders | Avg. Home Value |
|---|---|---|---|---|
| Port St. Lucie | 32,406 | 52 | 13 | $379,886 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender in Port St. Lucie
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without making monthly mortgage payments, as long as they continue to live in the home and meet basic property and tax requirements.
We serve homeowners throughout Port St. Lucie and the surrounding Treasure Coast communities. Our focus is exclusively on reverse mortgages, including both refinancing existing loans and originating new HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or create long-term financial flexibility, we provide clear guidance so you can make informed decisions with confidence.
About All Reverse Mortgage, Inc.
The leadership of All Reverse Mortgage, Inc. has more than 20 years of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That experience matters in fast-growing markets like Port St. Lucie, where rising home values and long-term ownership often require careful planning.
Our originators work only with reverse mortgages. We take the time to explain FHA-insured HECMs and jumbo reverse mortgage options in plain English, including how each program works, the responsibilities involved, and how the loan may affect long-term retirement planning. When a traditional HECM is the right fit, we’ll explain why. When a jumbo structure offers advantages, we’ll walk through those options as well.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. Used properly, it can be a practical financial tool to manage cash flow, preserve savings, and support retirement while remaining in the home you’ve worked hard to build.
Port St. Lucie, Florida Reverse Mortgage Lending Limits (2026)
Port St. Lucie is one of Florida’s fastest-growing cities and a popular destination for retirees seeking affordability, space, and long-term stability. With a strong base of owner-occupied homes and steady population growth, the city has become a meaningful market for reverse mortgage planning.
Based on current Census estimates, approximately 32,406 homeowner households in Port St. Lucie are headed by someone aged 62 or older, making reverse mortgages a relevant consideration for a substantial portion of local homeowners.
During the most recent 12-month period, 52 reverse mortgages were closed in Port St. Lucie, supported by 13 active lenders serving the area. This level of activity reflects growing awareness and responsible use of reverse mortgages among long-term homeowners.
As of late 2025, the average home value in Port St. Lucie is approximately $379,886, which falls well below the 2026 FHA HECM lending limit of $1,249,125. This means most homeowners in Port St. Lucie can access a reverse mortgage through the standard FHA-insured HECM program. For homeowners with higher-valued properties, jumbo reverse mortgage programs may provide additional borrowing flexibility.
Ready to Unlock Your Home’s Equity?
As Port St. Lucie’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Florida Office of Financial Regulation (License #MLD874), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Port St. Lucie’s #1 Rated Reverse Mortgage Lender or call (772) 444-822 to speak with a licensed expert.
