Experience Excellence with Florida’s Top Reverse Mortgage Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Florida’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and outstanding customer care.
Since 2004, our mission has been simple: to help Florida homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages designed to meet your needs.
Our competitive rates and lower costs can help you keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
Florida Reverse Mortgage Facts
| Top 10 Reverse Mortgage Cities in Florida |
|---|
| 1 Miami |
| 2 The Villages |
| 3 Hialeah |
| 4 Port Saint Lucie |
| 5 Ocala |
| 6 Saint Petersburg |
| 7 Orlando |
| 8 Boynton Beach |
| 9 Boca Raton |
| 10 Jacksonville |
| Data by MCA (January 2024) |
| State | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Florida | Avg. Home Value |
|---|---|---|---|---|---|
| Florida | 1,695,810 | 3,498 | 285 | 339 | $407,219 |
Top 20 Reverse Mortgage Lenders in Florida
| Lender | Rating | Years in Business | Stars (0-5) | Good Review % | Complaints | BBB Review |
|---|---|---|---|---|---|---|
| All Reverse Mortgage, Inc. (ARLO) | A+ | 20 | 4.99/5 | 99.8% | 0 | Source |
| Advisors Mortgage Group | A+ | 25 | 2.00/5 | 40.0% | 5 | Source |
| American Advisors Group (AAG) | A | 19 | 4.69/5 | 93.8% | 56 | Source |
| American Pacific Mortgage | F | 28 | 1.75/5 | 35.0% | 13 | Source |
| Ennkar Inc. | A+ | 14 | 4.00/5 | 80.0% | 3 | Source |
| Fairway Independent Mortgage | A+ | 28 | 4.41/5 | 88.2% | 37 | Source |
| Finance of America Reverse LLC (FAR) | A+ | 21 | 1.00/5 | 20.0% | 22 | Source |
| GoodLife Home Loans | A+ | 12 | 4.43/5 | 88.6% | 0 | Source |
| Guild Mortgage Company (Formerly Cherry Creek LLC) | A+ | 64 | 1.36/5 | 27.2% | 39 | Source |
| HighTechLending Inc | A+ | 18 | 4.93/5 | 98.6% | 0 | Source |
| Liberty Home Equity Solutions Inc. | A+ | 21 | 1.00/5 | 20.0% | 3 | Source |
| Longbridge Financial LLC | A+ | 12 | 3.94/5 | 78.8% | 18 | Source |
| Mid America Mortgage Inc. | A+ | 65 | 3.00/5 | 60.0% | 0 | Source |
| Moneyhouse | NR | 27 | NA | NA | 0 | Source |
| Movement Mortgage, LLC | A+ | 17 | 4.80/5 | 95.6% | 109 | Source |
| Mutual of Omaha Mortgage | A+ | 11 | 4.61/5 | 92.2% | 45 | Source |
| Open Mortgage LLC | A+ | 21 | 2.60/5 | 52.0% | 1 | Source |
| Plaza Home Mortgage Inc | A+ | 23 | 2.38/5 | 47.6% | 17 | Source |
| Smartfi Home Loans | A+ | 5 | NA | NA | 0 | Source |
| South River Mortgage, LLC | A+ | 5 | 2.62/5 | 52.4% | 15 | Source |
Trusted HUD-Approved Direct Lender in Florida
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer Home Equity Conversion Mortgages (HECMs), often referred to as reverse mortgages. With our HUD approval, we can help Florida homeowners access the equity in their homes with confidence and peace of mind.
Whether you’re looking to pay off an existing loan and eliminate monthly mortgage payments or tap into your home’s equity for other financial needs, we’re here to guide you through the process. Our experienced team understands the unique needs of Florida homeowners and offers personalized solutions, including both HECM and Jumbo Reverse Mortgages.
About All Reverse Mortgage of Florida
Our leadership team has been at the forefront of the reverse mortgage industry, including being part of the team that introduced the first fixed-rate jumbo reverse mortgage in 2008. This experience allows us to offer tailored solutions for homeowners with high-value properties in markets where a traditional HECM might not be the best fit.
Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help you navigate your options. We’ll clearly explain the benefits and drawbacks of each program, ensuring you can make an informed decision that suits your needs.
Reverse mortgages have become a valuable financial tool for many homeowners aged 62 and above, providing a way to enhance retirement plans rather than just a last resort. Whether it’s eliminating monthly mortgage payments or establishing a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for the future.
All Reverse Mortgage, Inc. is licensed by the Florida Office of Financial Regulation License/Registration #: MLD837
Florida Reverse Mortgage Lending Limits
Florida, known as the Sunshine State, is home to 22.2 million people, with nearly 1.7 million homeowners aged 62 and older. This means over one-and-a-half million Florida residents may be eligible for a reverse mortgage, offering a valuable way to access their home’s equity.
As of January 2024, the average home value in Florida is $407,219, well below the HECM reverse mortgage lending limit of $1,149,825. This makes reverse mortgages a viable option for many homeowners throughout the state (Florida Realtors)(Mortgage Reports).
Florida’s rich history began with Spanish explorer Juan Ponce de León in 1513, and it has since grown into the most populous state in the American Southeast. Known for its warm climate, beautiful beaches, and vibrant tourist destinations, Florida has become a top choice for retirees. Communities such as The Villages, Boynton Beach, and Naples have attracted nearly 2 million senior homeowners aged 62 and older, all of whom enjoy the state’s pleasant weather and abundant activities.
Florida’s economy thrives on tourism, agriculture, and transportation, with world-famous attractions like Walt Disney World and Kennedy Space Center contributing to its robust growth.
If you’re a homeowner aged 62 or older living in Florida, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore how a reverse mortgage can fit into your retirement plans. We’re ready to answer your questions and guide you through the process.
Florida Approved Reverse Mortgage Counseling Agencies
| Name | Agency ID | Address | Phone | Web Site |
|---|---|---|---|---|
| CONSOLIDATED CREDIT SOLUTIONS, INC. | 84804 | 5701 W SUNRISE BLVD PLANTATION, FL 33313-6269 | (800) 435-2261 | http://www.consolidatedcredit.org |
| CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT | 81555 | SUITE 706 13921 ICOT BLVD CLEARWATER, FL 33760-3738 | (866) 395-5769 | http://www.nfdm.org |
| CREDIT CARD MGMT SVCS, INC DBA REVERSEMORTGAGEHELPER.ORG AND DEBTHELPER.COM | 81215 | #201 1325 N CONGRESS AVE WEST PALM BEACH, FL 33401-2005 | (561) 472-8000 | http://www.debthelper.com |
| CREDIT CARD MGMT SVCS, INC DBA REVERSEMORTGAGEHELPER.ORG AND DEBTHELPER.COM | 83706 | 201 1325 N CONGRESS AVE WEST PALM BEACH, FL 33401-2005 | (561) 472-8000 | http://www.debthelper.com |
| DEBT MANAGEMENT CREDIT COUNSELING CORP | 90117 | 1330 SE 4TH AVE STE F FORT LAUDERDALE, FL 33316-1958 | (866) 724-3328 | N/A |
| H.E.L.P. COMMUNITY DEVELOPMENT CORP. | 83570 | 63 E KENNEDY BLVD EATONVILLE, FL 32751-5345 | (407) 628-4832 | http://www.helpcdc.org |
| HOUSING FOUNDATION OF AMERICA | 84470 | SUITE 200 2400 N UNIVERSITY DR PEMBROKE PINES, FL 33024-3629 | (954) 923-5001 | http://www.homeapproved.org |
| HOUSING FOUNDATION OF AMERICA | 90506 | SUITE 200 2400 N UNIVERSITY DR STE 200 PEMBROKE PINES, FL 33024-3629 | (954) 923-5001 ext 1101 | https://www.homeapproved.org |
| HOUSING FOUNDATION OF AMERICA | 90154 | 381 N KROME AVE STE 203 HOMESTEAD, FL 33030-6047 | (786) 842-3843 | http://www.homeapproved.org |
| HOUSING FOUNDATION OF AMERICA - LAKE WORTH FLORIDA | 90343 | 8461 LAKE WORTH RD LAKE WORTH, FL 33467-2474 | (561) 713-1457 | http://www.homeapproved.org |
| HOUSING FOUNDATION OF AMERICA, LAUDERHILL FLORIDA | 90342 | 1773 N STATE ROAD 7 LAUDERHILL, FL 33313-5005 | (954) 923-5001 | http://www.homeapproved.org |
| HOUSING PARTNERSHIP, INC. | 82306 | 2001 W BLUE HERON BLVD RIVIERA BEACH, FL 33404-5003 | (561) 841-3500 | http://www.cp-housing.org |
| MONEY MANAGEMENT INTERNATIONAL -TAMPA BRANCH | 80050 | SUITE 600 100 S ASHLEY DR TAMPA, FL 33602-5304 | (866) 232-9080 | http://www.moneymanagement.org |
| MONEY MANAGEMENT INTERNATIONAL - MIAMI BRANCH | 90325 | SUITE 400 6303 WATERFORD DISTRICT DR MIAMI, FL 33126-6002 | (866) 232-9080 | http://www.moneymanagement.org |
| MONEY MANAGEMENT INTERNATIONAL - ORLANDO, FL | 90392 | 9580 HUTCHINSON PARK DR JACKSONVILLE, FL 32225-7201 | (800) 642-2227 | http://www.cccsmd.org |
| REAL ESTATE EDUCATION AND COMMUNITY HOUSING, INC. | 90471 | 4006 S. MACDILL AVENUE TAMPA, FL 33611-1545 | (561) 491-1670 | www.reach4housing.org |
| TALLAHASSEE LENDERS CONSORTIUM, INC. | 81190 | 224 OFFICE PLAZA DR TALLAHASSEE, FL 32301-2808 | (850) 222-6609 | http://www.tallahasseelenders.org |
| TRINITY EMPOWERMENT CONSORTIUM, INC. | 84254 | STE A FRONT 11885 SW 216TH ST MIAMI, FL 33170-2900 | (305) 248-4553 | https://www.trinityempowers.org |
Did you know? Florida does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.
Other Areas of Interest in Florida
Bradenton Boca Raton Boynton Beach Cape Coral Fort Lauderdale Fort Myers Hialeah Jacksonville Miami Naples Ocala Orlando Palm Beach Palm Coast Port St. Lucie Sarasota St. Petersburg Tampa The Villages
Additional Resources:
Reversemortgage.org NRMLA Members in Florida
HUD.GOV Approved Lenders Search
