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Free Quote by America’s #1 Rated Reverse Lender
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Line of Credit Calculator

Your instant quote includes eligibility, real-time rates
ARLO

ARLO

Reverse Mortgage Calculator
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In your current area 100 homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with 500,000 nationwide!

The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
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Great! It looks like your home value estimate is about

If you feel this estimate is not correct you can manually change it below. If you have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
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The minimum qualifying age for a reverse mortgage is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
Your Age
Spouse Age
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Great News! Your ARLO analysis is ready

Your personalized results include the best of 2023's reverse mortgages
  • Side-by-side loan comparisons
  • Real-time interest rates
  • ARLO™ advice to help you select the right program
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Your FREE Report Includes:
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Example ARLO Quote
From America's #1 Rated Reverse Mortgage Lender

Reverse Mortgage Line of Credit Calculator

Each week we update our online calculator to reflect our most popular HECM credit line programs offered at All Reverse Mortgage®.

You can request a formal analysis including written loan comparisons of ALL options, closing costs and amortization schedules by completing step 3 or call us while you're using this calculator Toll Free (800) 565-1722

Line of Credit Features

  • Flexibility to borrow any available amount from your credit line at any time.
  • Funds are deposited into your preferred account generally within 24 to 48 hours from fax request or you may request a paper check to cash in person.
  • Only accrue interest on funds borrowed.
  • Receive an automatic growth rate attached to your available line of credit funds.
  • Growth rate is not contingent on any future property value and the growth rate always matches the current interest rate charged your outstanding balance + 1.25% monthly insurance rate.
  • Line of credit can never be frozen or terms changed as long as you maintain your property taxes, homeowners insurance, and live in your home is your primary residence.

Interest Rate Options

  • Annual Adjustable: Interest rate will adjust annually with a periodical adjustment of 2% up or down each adjustment and a lifetime cap of 5% over the start rate.
  • Monthly Adjustable: Interest rate will adjust monthly with no periodical caps and a lifetime exposure of 10% over the start rate.

Additional Calculators courtesy of All Reverse Mortgage

Line of Credit Resources

Legal stuff: Line of Credit calculations are for illustration purposes only and not an offer to lend. Rates and programs are subject to change without notice.

Reverse Mortgage Line of Credit Calculator
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