All Reverse Mortgage, Inc. (ARLO™) is proud to be Oregon's #1 Rated Reverse Mortgage Lender celebrating 18 Years of excellence. We are the only FL company awarded an A+ Rating by the BBB with perfect 5-Star Reviews.  

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service.

We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home’s equity!

The difference is clear, and we can’t wait to show you!

Oregon Reverse Mortgage Facts

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Oregon and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage® of Oregon

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan as well.

Oregon, also known as “the Beaver state,” has a population of 4,217,737 as of 2019 and 272,066 of those people are homeowners aged 62 and older. This means that over a quarter of a million Oregonians may be eligible for a reverse mortgage

In its pre-colonial history, Oregon was home to upwards of 16 different tribes of Native Americans by the 16th century, and Spanish explorers marked the territory’s first interaction with Europeans by the mid 1540s. Explorers from all over the world continued arriving and traveling through Oregon for the next two centuries, before the influential Lewis and Clark Expedition charted parts of Oregon in their search for the Northwest Passage.

Starting in the 1840s, the eponymous “Oregon Trail” brought many new American settlers into the territory, with the border between American territory and British territory peacefully defined in 1846, averting the possibility of a third instance of war between America and Britain in 75 years. Oregon was admitted into the United States in 1859, with the arrival of railroads and the innovation of hydroelectric power helping to drive the state’s continued economic innovations well into the 21st century.

As a whole, the state of Oregon is geographically very diverse. It has volcanoes, large bodies of water, evergreen and mixed forest areas as well as deserts and semi-arid shrublands. The state has one national park, Crater Lake National Park, which is home to the deepest lake in the country.

Due to Oregon’s wide range of natural areas, the economy is powered by various agriculture, fishing and hydroelectric power. Tourism is also popular in Oregon due to the state’s forests, mountains, beaches, lakes and waterfalls. Portland, Oregon is also home to the Oregon Museum of Science and Industry, the Portland Art Museum and the Oregon Zoo, which is the oldest zoo west of the Mississippi.

Oregon also has established itself as the location for many corporate headquarters such as Nike, Adidas and Harry and David.

Home values in the Beaver State have risen in the last year by 3.5% to an average of $372,868. It is predicted values will fall by 1.5% in the next year in Oregon.

If you reside in Oregon, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.

Other Areas of Interest in Oregon

Did you know? Oregon state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources:

• Reversemortgage.org NRMLA Members in Oregon
• HUD.GOV Approved Lenders Search

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