Experience Excellence with Oregon’s Trusted Reverse Mortgage Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM and jumbo Reverse Mortgages tailored to meet your needs.
With our competitive rates and lower costs, you can keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
Oregon Reverse Mortgage Facts
| Top 10 Reverse Mortgage Cities in Oregon |
|---|
| 1 Portland |
| 2 Bend |
| 3 Redmond |
| 4 Grant’s Pass |
| 5 Gresham |
| 6 Terrebonne |
| 7 West Linn |
| 8 Central Point |
| 9 Newport |
| 10 Newberg |
| Data by MCA (January 2024) |
| State | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Oregon | Avg. Home Value |
|---|---|---|---|---|---|
| Oregon | 272,066 | 756 | 36 | 110 | $490,200 |
Top Reverse Mortgage Lenders in Oregon
| Lender | Rating | Years in Business | Stars (0-5) | Good Review % | Complaints | BBB Review |
|---|---|---|---|---|---|---|
| All Reverse Mortgage, Inc. (ARLO) | A+ | 20 | 4.99/5 | 99.8% | 0 | Source |
| Advisors Mortgage Group | A+ | 25 | 2.00/5 | 40.0% | 5 | Source |
| American Advisors Group (AAG) | A | 19 | 4.69/5 | 93.8% | 56 | Source |
| American Pacific Mortgage | F | 28 | 1.75/5 | 35.0% | 13 | Source |
| Ennkar Inc. | A+ | 14 | 4.00/5 | 80.0% | 3 | Source |
| Fairway Independent Mortgage | A+ | 28 | 4.41/5 | 88.2% | 37 | Source |
| Finance of America Reverse LLC (FAR) | A+ | 21 | 1.00/5 | 20.0% | 22 | Source |
| GoodLife Home Loans | A+ | 12 | 4.43/5 | 88.6% | 0 | Source |
| Guild Mortgage Company (Formerly Cherry Creek LLC) | A+ | 64 | 1.36/5 | 27.2% | 39 | Source |
| HighTechLending Inc | A+ | 18 | 4.93/5 | 98.6% | 0 | Source |
| Liberty Home Equity Solutions Inc. | A+ | 21 | 1.00/5 | 20.0% | 3 | Source |
| Longbridge Financial LLC | A+ | 12 | 3.94/5 | 78.8% | 18 | Source |
| Mid America Mortgage Inc. | A+ | 65 | 3.00/5 | 60.0% | 0 | Source |
| Moneyhouse | NR | 27 | NA | NA | 0 | Source |
| Movement Mortgage, LLC | A+ | 17 | 4.80/5 | 95.6% | 109 | Source |
| Mutual of Omaha Mortgage | A+ | 11 | 4.61/5 | 92.2% | 45 | Source |
| Open Mortgage LLC | A+ | 21 | 2.60/5 | 52.0% | 1 | Source |
| Plaza Home Mortgage Inc | A+ | 23 | 2.38/5 | 47.6% | 17 | Source |
| Smartfi Home Loans | A+ | 5 | NA | NA | 0 | Source |
| South River Mortgage, LLC | A+ | 5 | 2.62/5 | 52.4% | 15 | Source |
About All Reverse Mortgage of Oregon
As a trusted HUD-approved lender, All Reverse Mortgage, Inc. (ARLO™) is fully qualified to help you access the equity in your home through the Home Equity Conversion Mortgage (HECM) program. Whether you’re looking to pay off an existing mortgage and eliminate monthly payments or utilize your equity for other financial needs, we’re here to guide you through the process with care and expertise.
Our team has deep roots in the reverse mortgage industry, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. This extensive experience allows us to offer personalized solutions, especially for homeowners with high-value properties in markets where a traditional HECM may not be the best fit.
Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help. We’ll explain the benefits and considerations of each option, ensuring you can make an informed choice that suits your needs.
For homeowners aged 62 and above, reverse mortgages have become a valuable financial tool—not just as a last resort but as a strategic way to enhance retirement plans. Whether you’re looking to eliminate monthly mortgage payments or establish a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for a secure future.
Oregon Reverse Mortgage Lending Limits
Oregon, known as “The Beaver State,” has a population of over 4.2 million, with more than 272,000 homeowners aged 62 and older. This means that over a quarter of a million Oregonians may qualify for a reverse mortgage, providing a way to access their home’s equity.
Oregon’s history is rich and diverse, from its early days as home to numerous Native American tribes to the arrival of European explorers and the famous Lewis and Clark Expedition. The state’s geographic diversity includes everything from volcanoes and forests to deserts and lakes, making it a unique place to live.
Oregon’s economy is powered by agriculture, fishing, hydroelectric power, and tourism. The state’s natural beauty draws visitors to its forests, mountains, and coastlines. At the same time, cities like Portland offer cultural attractions such as the Oregon Museum of Science and Industry and the Portland Art Museum.
Home values in Oregon have risen in recent years, with the average home value at $372,868. While values may fluctuate, the opportunity to access your home’s equity through a reverse mortgage remains a valuable option.
If you reside in Oregon, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions and provide the support you need to make the best decision for your financial future.
Oregon Approved Reverse Mortgage Counseling Agencies
| Name | Agency ID | Address | Phone | Web Site |
|---|---|---|---|---|
| CCCS OF SOUTHERN OREGON | 81735 | STE. 202 820 CRATER LAKE AVE MEDFORD, OR 97504-6581 | (541) 779-2273 | http://www.improvedcredit.org |
| HOUSING OPTIONS PROVIDED FOR THE ELDERLY | 90435 | 5200 MEADOWS RD STE 150 LAKE OSWEGO, OR 97035-0066 | (971) 207-7820 | http://HECMHOPE.org |
| MONEY MANAGEMENT INTERNATIONAL - PORTLAND BRANCH | 84752 | 4TH FLOOR 10260 SW GREENBURG RD TIGARD, OR 97223-5500 | (866) 232-9080 | http://www.moneymanagement.org |
| NEIGHBORIMPACT | 81156 | 2303 SW 1ST ST REDMOND, OR 97756-7133 | (541) 318-7506 | http://www.neighborimpact.org |
| NEIGHBORIMPACT - MADRAS HOUSING CENTER | 84789 | SUITE B 374 SW 5TH ST MADRAS, OR 97741-1344 | (541) 323-6567 | http://www.neighborimpact.org/homesource |
| NEIGHBORIMPACT - PRINEVILLE HOUSING CENTER | 84788 | 457 NE OCHOCO PLAZA DR PRINEVILLE, OR 97754-8467 | (541) 323-6567 | http://www.neighborimpact.org/homesource |
| NEIGHBORIMPACT- BEND HOUSING CENTER | 90211 | 20310 EMPIRE AVE., SUITE A100 BEND, OR 97703-5723 | (541) 323-6567 | http://www.neighborimpact.org/homesource |
Did you know? Oregon State does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.
Other Areas of Interest in Oregon
Albany Ashland Beaverton Bend Central Point Corvallis Eugene Grant's Pass Gresham Hillsboro Klamath Falls Medford Newberg Newport Oregon City Portland Redmond Roseburg Salem Terrebonne Tigard West Linn
Additional Resources:
