Home / Lenders / Reverse Mortgage Lenders, Oregon
Close

Compare Oregon's Best Reverse Mortgages

Try ARLO a revolutionary calculator that offers side-by-side lender comparisons, real-time interest rates and expert recommendations. 100% Free.
Close
Close
Talk To An Expert: (800)565-1722
Let's start with your address so I can estimate your home value...
Street Address
Zip Code
Home Value
$
Existing Mortgage
$
Reverse mortgage proceeds are based in part on your age. If you have a spouse their age will be needed as well in order to give you the most precise calculations.
Your DOB
Spouse DOB (If you have a spouse)

Your ARLO™ Analysis is Ready!

I just fetched you the best of 2018's Reverse Mortgages! Your custom ARLO™ analysis includes real-time loan comparisons highlighted with my expert recommendations.
Name
Email
Phone (Needed to validate your request)
ARLO Expert Recommendations.
From America's #1 Rated Reverse Mortgage Lender
Close Window
Close Window

Oregon Reverse Mortgage Lenders

All Reverse Mortgage® is a HUD approved lender working directly with homeowners through all of Oregon state. All Reverse began in November 2007 and as the name implies, the only loan product that All Reverse Mortgage® originates is the federally-insured home equity conversion mortgage.

 

For over a decade we have been offering our reverse mortgages to Oregon homeowners and maintain an Exemplary A+ Rating by the BBB.
We are proud to have become Arizona’s #1 rated reverse mortgage lender with a perfect 5.0-5.0 star rating.

Oregon Reverse Mortgage Facts

oregon lender map

State Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Purchase Reverse Mortgages Closed Last 12 Months Lenders in Oregon Avg. Home Value
Oregon 365,968 981 36 110 $324,721

HUD Approved Direct Lender

All Reverse Mortgage® is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage® originates in Oregon and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer lower Principal Limits as they relate to home values, though, so not all borrowers are best served with the jumbo programs available.

A seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort. Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

Oregon Lending Limits

oregon lending limits

As one of the western most states in the country, Oregon sits on the Pacific Ocean and is ranked the ninth largest state in terms of total area. The state’s population is ranked 27th as there were estimated to be 4,093,465 residents as of 2016. Of those residents, approximately 364,458 were homeowners 62 and older.

As a whole, the state of Oregon is geographically very diverse. It has volcanoes, large bodies of water, evergreen and mixed forest areas as well as deserts and semi-arid shrublands. The state has one national park, Crater Lake National Park, which is home to the deepest lake in the country.

Due to Oregon’s wide range of natural areas, the economy is powered by various agriculture, fishing and hydroelectric power. Tourism is also popular in Oregon due to the state’s forests, mountains, beaches, lakes and waterfalls. Portland, Oregon is also home to the Oregon Museum of Science and Industry, the Portland Art Museum and the Oregon Zoo, which is the oldest zoo west of the Mississippi.

Oregon also has established itself as the location for many corporate headquarters such as Nike, Adidas and Harry and David.

Home values in the Beaver State have risen in the last year by 12.1% to an average of $304,800. It is predicted values will rise by another 2.6% in the next year in Oregon.

If you reside in Oregon, All Reverse Mortgage® is here to answer your questions. Call Toll Free (800) 565-1722 – Or try ARLO™ our revolutionary reverse mortgage calculator that offers side-by-side program comparisons, real-time interest rates and expert recommendations.

Other Areas of Interest in Oregon

Our Exclusive Programs Designed to Fit Your Needs.

All Reverse Mortgage© has consistently brought exclusive offers to our valued Arizona homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.

Take a look at some of our program benefits that you won't find elsewhere:

Exclusive 4.18% (6.23% APR) Fixed Rate for Life
Government Insured & Jumbo Proprietary Programs
Flexible Credit Lines with the Industries Lowest Margin & Lifetime Rate Exposure
ZERO Origination Fee Options
ZERO Monthly Servicing Fees on ALL programs
*Complete form above to receive a comparison of all available programs. Excludes state taxes when applicable. *APR ran at $185,000 loan amount / 60% or less PLF utilization. Lifetime rate cap on all adjustable rate plans just 5% over the start rate.

How can we offer you more favorable terms?

We are a direct lender approved by FHA (Federal Housing Administration)
The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts.
We don't work with Brokers, allowing us to pass the savings on to you.
We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs.
We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.

All Reverse vs. the others

It may surprise you but those "celebrities" you see all over TV have some of the worst independent consumer ratings in the industry. Compare us and you will see the crystal clear difference, from customer service to loan terms we never compromise.

HUD approved direct lender.

Working with a local Oregon lender saves you time and money.

As an award-winning direct lender our goal remains simple; to offer you the very best terms accompanied by extraordinary customer service.

What Our Customers Are Saying

"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."
"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"
"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."
"Thank you to All Reverse for handling everything in an efficient and smooth way. Thoroughly appreciate everything you have done to make things easy for me."
"This was the smoothest mortgage process I have ever experienced! And so fast!"

Browse Hundreds More...

Oregon Reverse Mortgages
(32 votes, average: 4.97 out of 5)
How do you rate this article?