Medford Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Medford Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Medford (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Medford | 8,693 | 33 | 2 | 27 | $432,584 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Medford Lending Limits
A Growing City in Southern Oregon
Medford, located in Jackson County, is the fourth-largest metropolitan area in Oregon. It is located in the scenic Rogue Valley, nestled between the Cascade and Siskiyou mountain ranges. Medford benefits from a “rain shadow” effect, making it much drier and sunnier than the rest of the state. This climate and its strong healthcare infrastructure make Medford a popular destination for retirees.
Population and Senior Homeowners
According to U.S. Census Bureau data, the city had a population of approximately 77,677 residents in 2013, with around 8,693 homeowners aged 62 and older. This highlights Medford’s appeal to older residents, who may explore reverse mortgage options to enhance their retirement plans.
Economic Drivers and Local Amenities
Medford’s economy is centered around the healthcare sector, with Asante Rogue Regional Medical Center and Providence Medford Medical Center being two of the largest employers in the area. Senior services are a major part of the local economy, providing essential support to retirees.
The area offers plenty of amenities for seniors and retirees, including various outdoor activities due to its location near the Rogue River and the abundance of nearby parks. Additionally, Medford is known for its access to high-quality healthcare and specialized senior services, adding to its attractiveness as a retirement destination.
Medford’s Housing Market and Reverse Mortgage Lending Limits
As of January 2023, the median home value in Medford is $432,584, which has seen a 6% increase over the last year, according to Zillow’s Home Value Index. While a slight 2.4% decline in home values is projected, many homes in Medford still remain within the federal reverse mortgage lending limit of $1,209,750. This makes reverse mortgages, including Home Equity Conversion Mortgages (HECMs), an attractive option for many senior homeowners. For homeowners with properties valued above the lending limit, jumbo reverse mortgage options are also available.
Ready to Explore Your Reverse Mortgage Options?
If you’re a senior homeowner in Medford, a reverse mortgage could offer you financial flexibility during retirement, whether you want to eliminate monthly mortgage payments or tap into your home’s equity. All Reverse Mortgage, Inc. (ARLO™) is here to guide you through the process.
Call us today at Toll-Free (800) 565-1722, or use our reverse mortgage calculator to estimate how much you could access with a reverse mortgage. Let us help you make informed decisions to enjoy your retirement with peace of mind.
