Serving Ashland Homeowners Since 2004
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Ashland Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Ashland Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Ashland (est) | Avg. Home Value |
|---|---|---|---|---|
| Ashland | 3,100 | 9 | 4 | $517,884 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.
As a direct lender, we manage the process from application through closing, providing clear guidance and accurate information at every step.
Local Reverse Mortgage Help in Ashland
All Reverse Mortgage of Ashland assists homeowners who want to:
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Pay off an existing mortgage and eliminate required monthly payments
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Access home equity while continuing to live in their home
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Refinance an existing reverse mortgage
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Establish a line of credit designed for long-term flexibility
Each option is reviewed based on age, home value, and long-term retirement goals.
About All Reverse Mortgage of Ashland
All Reverse Mortgage, Inc. has specialized exclusively in reverse mortgages for more than 20 years.
Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across both:
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HUD-insured HECM loans, and
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Proprietary jumbo reverse mortgage programs
This allows us to properly evaluate solutions for homeowners in markets like Ashland, where long-term ownership and retirement planning are closely connected.
Expert Guidance You Can Trust
Reverse mortgages are not one-size-fits-all.
Our licensed originators help you understand:
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How HECM and jumbo reverse mortgages differ
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How available proceeds are calculated
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Ongoing homeowner responsibilities such as taxes and insurance
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Long-term considerations for heirs
You receive straightforward explanations and real numbers before making any decision.
Ashland Reverse Mortgage Lending Limits (2026)
Based on this 2026 update, Ashland has an estimated 3,100 homeowners aged 62 and older, with 9 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.
The average home value used for this update is $517,884, placing many Ashland homes:
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Well within the 2026 federal HECM lending limit of $1,249,125, and
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In a range where HUD-insured reverse mortgages are accessible to many qualified homeowners
Homes valued above this range may also be evaluated for proprietary jumbo reverse mortgage programs.
About Ashland, Oregon
Ashland is located in southern Oregon near the California border and is widely known for its cultural identity, outdoor recreation, and long-standing residential community. The city attracts many long-term homeowners who prioritize stability, quality of life, and thoughtful retirement planning.
Because many Ashland residents have lived in their homes for decades, reverse mortgages are often explored as a way to eliminate mortgage payments or create flexibility while aging in place.
Ready to Unlock Your Home’s Equity?
As Ashland’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Ashland’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.
