Ashland Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Ashland Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Ashland (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Ashland | 2,057 | 2 | 0 | 2 | $458,500 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Ashland Lending Limits
Ashland, Oregon, known for its cultural and natural beauty, is a picturesque town situated just 16 miles north of the California border. As of 2024, the city has become a haven for retirees, with 18% of the population aged 65 or older, and 85% of these seniors are homeowners, indicating a strong community of long-term residents.
The median home price in Ashland is approximately $458,500 as of January 2024, which is slightly above the state average. Over the past year, prices have seen a modest increase of 0.7%, with a slight projected decline of 0.3% in the near future. Despite fluctuations, most homes in Ashland fall well within the federal reverse mortgage lending limit of $1,209,750, making Home Equity Conversion Mortgages (HECM) an excellent option for eligible homeowners. For those with homes valued above this limit, jumbo reverse mortgage programs are also available, offering greater access to home equity.
Why Consider a Reverse Mortgage?
A reverse mortgage can provide Ashland’s senior homeowners with the opportunity to:
- Eliminate monthly mortgage payments
- Supplement retirement income
- Access home equity without selling their home
Whether you’re looking to eliminate monthly mortgage payments or create a growing line of credit, a reverse mortgage could provide financial flexibility for your retirement.
If you’re a homeowner in Ashland aged 62 or older, All Reverse Mortgage, Inc. (ARLO™) is here to help. Access our reverse mortgage calculator to explore how much equity you can unlock, or call (541) 588-6869 for personalized advice.
