Grant’s Pass Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.

With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)

Grants Pass Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Grants Pass (est) Avg. Home Value
Grants Pass 6,100 17 6 $401,215

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we handle the entire process in-house, providing clear guidance from application through closing.

Local Reverse Mortgage Help in Grants Pass

All Reverse Mortgage of Grants Pass works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Use a HECM for Purchase to buy a new home without taking on a monthly mortgage payment

Each option is reviewed carefully based on age, home value, and long-term retirement goals.

About All Reverse Mortgage of Grants Pass

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team was involved in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across:

  • HUD-insured HECM loans

  • HECM for Purchase transactions

  • Proprietary jumbo reverse mortgage programs

This experience matters in Southern Oregon markets like Grants Pass, where many homeowners are equity-rich and planning carefully for retirement.

Expert Guidance You Can Trust

A reverse mortgage is not a last resort. It is a financial tool that should be evaluated thoughtfully.

Our licensed originators help you understand:

  • How much equity may realistically be available

  • Differences between HECM, HECM for Purchase, and jumbo programs

  • Ongoing homeowner responsibilities such as taxes, insurance, and maintenance

  • Long-term considerations for heirs

You receive real numbers and plain-English explanations before making any decision.

Grants Pass Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Grants Pass has an estimated 6,100 homeowners aged 62 and older, with 17 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $401,215, which means:

  • Most homes are well within the 2026 federal HECM lending limit of $1,249,125

  • HUD-insured reverse mortgages remain accessible for many qualified homeowners

  • Jumbo reverse mortgage programs are available for higher-valued properties

About Grants Pass

Grants Pass is located in Josephine County in Southern Oregon and is known for its proximity to the Rogue River and outdoor recreation. The area has a strong base of long-term homeowners, many of whom use reverse mortgages to eliminate monthly mortgage payments or add flexibility to their retirement income strategy.

Ready to Unlock Your Home’s Equity?

As Grants Pass’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Grants Pass’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.