Roseburg Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Roseburg Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Roseburg (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Roseburg | 2,008 | $351,117 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Roseburg Lending Limits
Nestled in the Umpqua River Valley of Southern Oregon, Roseburg’s population was approximately 25,000 as of 2015, according to U.S. Census Bureau estimates. Roseburg serves as the principal city of the Roseburg Micropolitan Statistical Area and has been historically significant as a “timber capital” since the 1930s.
Historical Highlights
The city was first settled in 1851 by Aaron Rose, and it became a center for the timber industry in the mid-20th century, bolstered by Roseburg Lumber. A significant event in the city’s history is the Roseburg Blast of 1959, when a truck carrying explosives detonated, causing severe destruction in the downtown area. The explosion led to extensive rebuilding efforts funded by insurance payouts.
Roseburg Today
Today, Roseburg is known for its connection to the natural beauty of the Umpqua River Valley, with vibrant seasonal changes and access to outdoor activities. The city’s primary employers are Roseburg Forest Products, which employs around 3,000 people, and Mercy Medical Center.
Roseburg’s Housing Market
As of January 2023, Roseburg’s median home price is $351,117, according to the Zillow Home Value Index, which represents a 13.9% increase over the past year. This price is significantly below the maximum reverse mortgage lending limit of $1,209,750, making Home Equity Conversion Mortgages (HECMs) accessible for many local homeowners. For homes appraised above this limit, jumbo reverse mortgage programs may be available, allowing seniors to access more of their home equity.
Reverse Mortgage Opportunities
With 19% of Roseburg’s population aged 65 and older and 63% of these seniors being homeowners, many in this community may benefit from exploring a reverse mortgage to support their retirement. A reverse mortgage could be an effective tool for those interested in supplementing their income or eliminating monthly mortgage payments.
If you’re a senior homeowner in Roseburg and want to explore how a reverse mortgage could work for you, All Reverse Mortgage, Inc. (ARLO™) is here to help. You can access our online calculator at reverse.mortgage/calculator or call us at Toll-Free (800) 565-1722 to learn more about your options. We’re ready to guide you through the process to ensure you can continue enjoying your retirement.
