Corvallis Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.

With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)

Corvallis Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Corvallis (est) Avg. Home Value
Corvallis 5,600 15 5 $476,884

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we handle the process from application through closing, ensuring accuracy, transparency, and consistent communication.

Local Reverse Mortgage Help in Corvallis

All Reverse Mortgage of Corvallis works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Establish a long-term line of credit for retirement planning

Each option is reviewed carefully based on age, home value, and long-term financial goals.

About All Reverse Mortgage of Corvallis

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across both:

  • HUD-insured HECM loans, and

  • Proprietary jumbo reverse mortgage programs

This experience is especially valuable in university-centered markets like Corvallis, where long-term homeowners often want flexibility without taking on new monthly obligations.

Expert Guidance You Can Trust

A reverse mortgage is not a one-size-fits-all solution.

Our licensed originators help you understand:

  • How much equity may be available

  • Differences between HECM and jumbo reverse mortgages

  • Ongoing homeowner responsibilities

  • Long-term considerations for heirs

You receive real numbers and clear explanations before making any decision.

Corvallis Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Corvallis has an estimated 5,600 homeowners aged 62 and older, with 15 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $476,884, which means:

  • Most homes are well within the 2026 federal HECM lending limit of $1,249,125

  • HUD-insured reverse mortgages remain accessible for many qualified homeowners

  • Jumbo reverse mortgage programs are available for higher-valued properties

About Corvallis

Corvallis is a well-established Willamette Valley city known for its strong ties to education, healthcare, and technology. With a high rate of long-term homeownership and stable property values, reverse mortgages in Corvallis are often used as part of retirement planning rather than short-term borrowing.

Ready to Unlock Your Home’s Equity?

As Corvallis’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Corvallis’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.