Portland's #1 Reverse Mortgage

Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040)

All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041)

Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040)

All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041)

By Michael G. Branson   Edited by Cliff Auerswald

Portland Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.

With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)

Portland Reverse Mortgage Facts

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.

In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.

About All Reverse Mortgage, Inc.

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to serve Oregon homeowners better, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.

As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.

For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.

Portland Lending Limits

Portland is the largest city in Oregon, covering 145 square miles and having an estimated population of 652,503 as of 2024. Approximately 63,371 of these residents are aged 62 and older, indicating a significant number of senior homeowners who may be eligible for reverse mortgage programs.

Portland has a rich history dating back to the 1830s, when it began to grow due to its strategic location at the end of the Oregon Trail. The timber industry and trade bolstered its early economy through its port, which allowed the city to thrive. Over time, the city earned the nickname “Rose City” and is now known for its vibrant arts scene, parks, and extensive biking infrastructure.

Despite its early 20th-century reputation for organized crime, Portland has become a hub for local craft beers, coffee culture, and food trucks. Landmarks like the Hoyt Arboretum and local companies like Stumptown Coffee highlight the city’s unique cultural and environmental attractions.

Portland Housing Market and Reverse Mortgage Options

As of January 2024, the median home value in Portland is $567,381, according to the Zillow Home Value Index. This median is well within the HECM federal lending limit of $1,209,750, making a Home Equity Conversion Mortgage (HECM) an excellent option for senior homeowners in Portland. For those with homes valued above this threshold, jumbo reverse mortgage programs may be available, allowing access to more home equity.

Ready to Unlock Your Home’s Equity?

As Portland’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Portland’s #1 Rated Reverse Mortgage Lender! Use our reverse mortgage calculator, or call (503) 400-7121 to speak with a friendly expert today.