Bend Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.

With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)

Bend Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Bend (est) Avg. Home Value
Bend 9,800 31 8 $764,215

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we manage the process from application through closing, ensuring accuracy, transparency, and clear communication throughout.

Local Reverse Mortgage Help in Bend

All Reverse Mortgage of Bend works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Establish a line of credit designed for long-term flexibility

Each option is reviewed carefully based on age, home value, and long-term retirement goals.

About All Reverse Mortgage of Bend

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us experience across both:

  • HUD-insured HECM loans, and

  • Proprietary jumbo reverse mortgage programs

This expertise is especially relevant in markets like Bend, where home values are often higher than statewide averages and require careful product selection.

Expert Guidance You Can Trust

Reverse mortgages are not one-size-fits-all.

Our licensed originators help you understand:

  • The differences between HECM and jumbo reverse mortgages

  • How available proceeds are calculated

  • Ongoing homeowner responsibilities such as taxes and insurance

  • Long-term considerations for heirs

You receive clear explanations and real numbers before making any decision.

Bend Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Bend has an estimated 9,800 homeowners aged 62 and older, with 31 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $764,215, which means:

  • Many Bend homes remain within the 2026 federal HECM lending limit of $1,249,125

  • HUD-insured reverse mortgages are accessible to a large portion of qualified homeowners

  • Homes valued above this range may also be evaluated for proprietary jumbo reverse mortgage programs

About Bend

Bend is Central Oregon’s largest city and a long-established destination for outdoor recreation and retirement living. Its combination of long-term homeownership and higher-than-average property values makes it a market where reverse mortgages are often evaluated as part of a broader retirement strategy rather than short-term financing.

Ready to Unlock Your Home’s Equity?

As Bend’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Bend’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.