Serving Newport Homeowners Since 2004
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in mortgage banking, with the past 20 years devoted exclusively to reverse mortgages. A Forbes Real Estate Council member, he developed the industry's first fixed-rate jumbo reverse mortgage and has been featured in Forbes, Kiplinger, the LA Times, and Yahoo Finance. (License: NMLS# 14040) |
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Cliff Auerswald, President of All Reverse Mortgage, Inc., and co-creator of ARLO™ — the industry's first real-time reverse mortgage pricing engine — has 27 years of experience in mortgage banking, with 20+ years focused exclusively on reverse mortgages. A recognized expert in reverse mortgage technology and consumer education, he has been featured in Kiplinger, Yahoo Finance, Realtor.com, and HousingWire. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Newport Reverse Mortgage Lenders
All Reverse Mortgage, Inc. (ARLO™) is proud to be Oregon’s #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.
All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.
We’re committed to be your lender because you deserve the best rate at the lowest price possible.
We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2026 lending limit of $1,249,125.
We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!
Newport Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Newport (est) | Avg. Home Value |
|---|---|---|---|---|
| Newport | 3,800 | 10 | 4 | $564,993 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.
As a direct lender, we manage the entire process in-house, providing clear numbers and straightforward guidance from start to finish.
Local Reverse Mortgage Help in Newport
All Reverse Mortgage of Newport works with homeowners who want to:
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Pay off an existing mortgage and eliminate required monthly payments
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Access home equity while remaining in their home
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Refinance an existing reverse mortgage
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Evaluate whether a reverse mortgage aligns with long-term retirement plans
Each option is reviewed carefully based on age, home value, and future housing goals.
About All Reverse Mortgage of Newport
All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.
Our leadership team was involved in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across:
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HUD-insured HECM loans
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Proprietary jumbo reverse mortgage programs
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Retirement-focused lending strategies for equity-conscious homeowners
This experience is especially relevant in coastal Oregon markets like Newport, where many homeowners are equity-rich and planning to age in place.
Clear Guidance Without Pressure
A reverse mortgage is not right for everyone.
Our licensed originators take the time to explain:
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How much equity may realistically be available
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Differences between HECM and jumbo reverse mortgage programs
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Ongoing homeowner responsibilities such as taxes, insurance, and maintenance
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Long-term considerations for heirs
You receive real numbers and plain-English explanations before making any decision.
Newport Reverse Mortgage Lending Limits (2026)
Based on this 2026 update, Newport has an estimated 3,800 homeowners aged 62 and older, with 10 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.
The average home value used for this update is $564,993, which means:
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Most homes fall within the 2026 federal HECM lending limit of $1,249,125
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HUD-insured reverse mortgages remain accessible for many qualified homeowners
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Jumbo reverse mortgage programs are available for higher-valued coastal properties
About Newport
Newport is a long-established coastal city in Lincoln County, known for its fishing industry, tourism economy, and strong base of long-term homeowners. Reverse mortgages in Newport are commonly used to eliminate monthly mortgage payments or provide additional financial flexibility while remaining in the home throughout retirement.
Ready to Unlock Your Home’s Equity?
As Newport’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Newport’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.
