Experience Excellence with Arizona’s Top Reverse Mortgage Lender
For 20 years, we’ve been helping Arizona homeowners unlock the value of their homes with a reverse mortgage. As Arizona’s #1 Rated Reverse Mortgage Lender, we’re proud to have earned an A+ Rating from the Better Business Bureau and perfect 5-star Reviews.
Since 2004, our mission has been to provide California homeowners with peace of mind through our HUD-Approved HECM & Jumbo Reverse Mortgages. We’re here to help you maximize your home’s equity with competitive rates and lower costs.
Let us show you the difference our experience can make—we look forward to guiding you every step of the way!
Arizona Reverse Mortgage Facts
| Top 10 Reverse Mortgage Cities in Arizona |
|---|
| 1 Scottsdale |
| 2 Phoenix |
| 3 Mesa |
| 4 Tucson |
| 5 Prescott |
| 6 Lake Havasu City |
| 7 Surprise |
| 8 Gilbert |
| 9 Sun City |
| 10 Sun Lakes |
| Data by MCA (January 2024) |
| State | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Arizona | Avg. Home Value |
|---|---|---|---|---|---|
| Arizona | 472,343 | 1,716 | 166 | 61 | $418,836 |
Top 20 Reverse Mortgage Lenders in Arizona
| Lender | Rating | Years in Business | Stars (0-5) | Good Review % | Complaints | BBB Review |
|---|---|---|---|---|---|---|
| All Reverse Mortgage, Inc. (ARLO) | A+ | 20 | 4.99/5 | 99.8% | 0 | Source |
| Advisors Mortgage Group | A+ | 25 | 2.00/5 | 40.0% | 5 | Source |
| American Advisors Group (AAG) | A | 19 | 4.69/5 | 93.8% | 56 | Source |
| American Pacific Mortgage | F | 28 | 1.75/5 | 35.0% | 13 | Source |
| Ennkar Inc. | A+ | 14 | 4.00/5 | 80.0% | 3 | Source |
| Fairway Independent Mortgage | A+ | 28 | 4.41/5 | 88.2% | 37 | Source |
| Finance of America Reverse LLC (FAR) | A+ | 21 | 1.00/5 | 20.0% | 22 | Source |
| GoodLife Home Loans | A+ | 12 | 4.43/5 | 88.6% | 0 | Source |
| Guild Mortgage Company (Formerly Cherry Creek LLC) | A+ | 64 | 1.36/5 | 27.2% | 39 | Source |
| HighTechLending Inc | A+ | 18 | 4.93/5 | 98.6% | 0 | Source |
| Liberty Home Equity Solutions Inc. | A+ | 21 | 1.00/5 | 20.0% | 3 | Source |
| Longbridge Financial LLC | A+ | 12 | 3.94/5 | 78.8% | 18 | Source |
| Mid America Mortgage Inc. | A+ | 65 | 3.00/5 | 60.0% | 0 | Source |
| Moneyhouse | NR | 27 | NA | NA | 0 | Source |
| Movement Mortgage, LLC | A+ | 17 | 4.80/5 | 95.6% | 109 | Source |
| Mutual of Omaha Mortgage | A+ | 11 | 4.61/5 | 92.2% | 45 | Source |
| Open Mortgage LLC | A+ | 21 | 2.60/5 | 52.0% | 1 | Source |
| Plaza Home Mortgage Inc | A+ | 23 | 2.38/5 | 47.6% | 17 | Source |
| Smartfi Home Loans | A+ | 5 | NA | NA | 0 | Source |
| South River Mortgage, LLC | A+ | 5 | 2.62/5 | 52.4% | 15 | Source |
About All Reverse Mortgage of Arizona
At All Reverse Mortgage, Inc. (ARLO™), our team has a deep history in the reverse mortgage industry. In fact, we were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. This means we bring extensive experience in helping homeowners with high-value properties navigate both jumbo and proprietary loan options.
We’re always exploring new products to better serve homeowners in markets where the traditional HUD Home Equity Conversion Mortgage (HECM) might not be the best fit. However, jumbo or proprietary programs often come with lower Principal Limits based on home values, so they may not be the ideal choice for everyone.
That’s why it’s essential to have a seasoned professional by your side. Our experienced originators can clearly explain the pros and cons of each program, helping you choose the one that best suits your needs.
No matter where you are in the country, reverse mortgages have become a reliable financial tool for homeowners aged 62 and above. Many are now using reverse mortgages to enhance their retirement plans rather than seeing it as a last resort.
All Reverse Mortgage, Inc. (ARLO™) is proud to be approved by the Department of Housing and Urban Development (HUD). This approval allows us to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), often referred to as a reverse mortgage.
Serving Arizona homeowners, we specialize in helping you make the most of your home’s equity. Whether you’re looking to eliminate your monthly mortgage payments, access extra funds from your home’s value, or both, we’re here to help.
We’re fully licensed by the Department of Insurance and Financial Institutions (License/Registration #0934287), ensuring that you receive expert guidance every step of the way.
Arizona Reverse Mortgage Lending Limits
Arizona is home to over 7.1 million people, with 330,706 of them being homeowners aged 62 and older. This means nearly 350,000 residents may be eligible for a reverse mortgage, offering a valuable financial option for many.
As of January 2024, Arizona’s average home value is $418,836—well below the HECM reverse mortgage lending limit of $1,209,750. This makes Arizona an attractive place for homeowners considering a reverse mortgage.
Arizona is the sixth-largest state in the U.S. by area and ranks 14th in population, with Phoenix as its capital. As one of the “Four Corners” states, Arizona shares borders with New Mexico, Utah, Nevada, California, and Mexico has a rich history dating back to its early Spanish settlers in the 1500s.
Over the centuries, Arizona has evolved from its days of gold and silver rushes to become a major copper mining hub, now producing half of the nation’s newly mined copper. The state’s unique climate and geography have made it a popular retirement destination, offering both hot desert climates and cooler, forested areas.
Today, one-quarter of Arizona’s land is made up of Indian reservations, home to 27 federally recognized Native American tribes, including the Navajo Nation, the largest Native American tribe in the country.
Whether you’re drawn to the sunny deserts of Southern Arizona or the cooler forests of the north, if you’re a homeowner aged 62 or older, a reverse mortgage could be a smart financial tool to enhance your retirement.
At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and help you explore your options.
Arizona Approved Reverse Mortgage Counseling Agencies
| Name | Agency ID | Address | Phone | Web Site |
|---|---|---|---|---|
| ADMINISTRATION OF RESOURCES AND CHOICES (ARC) | 81809 | 5800 W GLENN DR STE 275 GLENDALE, AZ 85301-2499 | (602) 374-2226 | https://www.arc-az.org |
| ADMINISTRATION OF RESOURCES AND CHOICES (ARC) | 81052 | 1625 N ALVERNON WAY STE 101 TUCSON, AZ 85712-3370 | (520) 623-9383 | https://www.arc-az.org |
| MONEY MANAGEMENT INTERNATIONAL - PHOENIX PHONE CENTER | 83789 | SUITE 350 2401 W PEORIA AVE PHOENIX, AZ 85029-4790 | (866) 232-9080 | http://www.moneymanagement.org |
Did you know? Arizona State does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.
Other Areas of Interest in Arizona
Buckeye Chandler Gilbert Glendale Goodyear Lake Havasu City Mesa Oro Valley Peoria Phoenix San Tan Valley Sedona Scottsdale Sun City Sun Lakes Surprise Tucson
Additional Resources:
- Reversemortgage.org NRMLA Members in Arizona: https:// www.reversemortgage.org/ Find-a-Lender/ state/ AZ
- HUD.GOV Approved Lenders Search: https:// www.hud.gov/ program_offices /housing/ sfh/ lender/lenderlist
