Sedona Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Arizona’s top-rated reverse mortgage lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Arizona homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Arizona.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Arizona Department of Financial Institutions (License/Registration #BK0934287)
Sedona Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Sedona (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Sedona | 1,704 | 0 | 0 | 12 | $938,963 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer and manage the HUD Home Equity Conversion Mortgage, commonly known as the HECM or “reverse mortgage.” This program is designed to help homeowners like you access the equity in your home, providing financial flexibility during your retirement years.
In Sedona, we assist homeowners in refinancing their existing loans to eliminate monthly mortgage payments or to access their home equity for other financial needs. Whether you’re looking to pay off your current mortgage, use your home equity for new opportunities, or a combination of both, we’re here to provide expert guidance every step of the way.
About All Reverse Mortgage, Inc.
Our team has extensive experience with reverse mortgages, including jumbo or proprietary loans for higher-value homes. We were part of the team that created and sold the first fixed-rate jumbo reverse mortgage back in 2008. This experience allows us to offer you the right product for your needs, whether it’s a HUD HECM or a specialized jumbo program. Our knowledgeable professionals will walk you through the benefits and potential drawbacks of each option, ensuring you can make an informed decision that best suits your financial goals.
Sedona Details
Nestled near the Coconino National Forest, Sedona is a picturesque small town located about 30 miles south of Flagstaff. With a population of just over 10,000, Sedona is renowned for its stunning red sandstone formations, which glow in vibrant shades of orange and red at sunrise and sunset. These natural wonders are a major attraction for both residents and visitors, offering breathtaking backdrops for hiking, biking, and photography.
One of Sedona’s most iconic landmarks is the Chapel of the Holy Cross, designed by sculptor Marguerite Brunswig Staude, a student of Frank Lloyd Wright. Built into the red rock cliffs, this beautiful chapel is open to all visitors, offering a serene space for reflection and awe.
Sedona also boasts a vibrant arts scene, with galleries, wine tastings, spas, and unique shopping experiences. The town’s temperate climate, with cooler summer temperatures than other parts of Arizona, makes it an appealing destination year-round.
Sedona Lending Limits
Though Sedona is a smaller community, nearly one-third of its population consists of seniors aged 65 and older, with 83% of these seniors being homeowners. This strong community of senior homeowners creates a welcoming environment for anyone considering relocating to Sedona.
As of January 2023, the median home value in Sedona is $938,963, which is more than twice the state average. Home values in the area have increased by 18.1% over the past year. For homeowners with properties appraised above the HUD lending limit of $1,149,825, jumbo reverse mortgage programs are available that may better suit their needs.
While reverse mortgages aren’t the right choice for everyone, they can be a valuable financial tool for many homeowners. Depending on your situation, a HECM could be a worthwhile option to consider as you approach your retirement years.
If you reside in Sedona, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore your options. Call us toll-free at (800) 565-1722.
