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Compare Arizona's Best Reverse Mortgages
Compare Arizona's Best Reverse Mortgages
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Arizona's #1 Rated Reverse Mortgage

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Let’s find out how a reverse mortgage can work for you. Over 500,000 homeowners nationwide - and 100 in your area are already enjoying more financial security in retirement!

Your home’s value is key to unlocking your reverse mortgage funds. I’ll use it - along with your age and current rates - to estimate what you could receive. Don’t worry, this is just a starting point!
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Great! It looks like your home value estimate is about

I used an online estimate for this value, but you’re in control - tweak it if it’s off! (A HUD-approved appraisal will confirm everything later.) Adding your mortgage balance helps me show you how much extra cash you could free up by eliminating that payment.

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
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The minimum qualifying age for a reverse mortgage is 55

You qualify at 55 or older, and your age determines your loan amount. Include your spouse’s age (even if under 55) since we base proceeds on the youngest partner - it’s all about maximizing your benefits!
Your Age
Spouse Age
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I’m ARLO, here with my best product recommendations and expert tips tailored for you. Just share your email and phone, and I’ll send your personalized analysis securely - 100% free, with no obligation!

Welcome to Your Personalized Results!
  • ARLO’s Top 2025 Reverse Mortgage Picks
  • Tailored Loan Comparisons
  • Live Interest Rates
  • Expert Tips to Choose the Best Fit
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2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website
Michael G. Branson Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040)
Cliff Auerswald All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041)
Michael G. Branson Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040)
Cliff Auerswald All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041)

Experience Excellence with Arizona’s Top Reverse Mortgage Lender

For 20 years, we’ve been helping Arizona homeowners unlock the value of their homes with a reverse mortgage. As Arizona’s #1 Rated Reverse Mortgage Lender, we’re proud to have earned an A+ Rating from the Better Business Bureau and perfect 5-star Reviews.

Since 2004, our mission has been to provide Arizona homeowners with peace of mind through our HUD-Approved HECM & Jumbo Reverse Mortgages. We’re here to help you maximize your home’s equity with competitive rates and lower costs.

Let us show you the difference our experience can make—we look forward to guiding you every step of the way!

arizona reverse mortgage lender map

Arizona Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Arizona
1   Scottsdale
2   Phoenix
3   Mesa
4   Tucson
5   Prescott
6   Lake Havasu City
7   Surprise
8   Gilbert
9   Sun City
10   Sun Lakes

Data by MCA (January 2025)

Latest Arizona Reverse Mortgage Statistics

StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsLenders in ArizonaAvg. Home Value
Arizona1.18 million1,43954$426,947
HECM Data source: https://entp.hud.gov/sfnw/public/
Loan Type: HECM Standard Loans Originated in Arizona
Performance Period: Loans endorsed between January 1, 2024, and December 31, 2024
Note: Includes all HECM Standard cases within the specified endorsement period.

Top 20 Reverse Mortgage Lenders in Arizona

LenderBBB RatingYears in BusinessStar Rating (0–5)Good Review %ComplaintsSource
All Reverse Mortgage, Inc. (ARLO)A+204.99/599.8%0Source
Advisors Mortgage GroupA+251.00/520.0%6Source
Atlantic Avenue Mortgage LLCB+24.94/598.8%2Source
American Pacific MortgageF282.00/540.0%11Source
Ennkar Inc.A+144.00/580.0%2Source
Fairway Independent MortgageA+284.39/587.8%31Source
Finance of America Reverse LLC (FAR)A+211.00/520.0%34Source
GoodLife Home LoansA+125.0/588.6%0Source
Guild Mortgage Company (Formerly Cherry Creek LLC)A+641.36/527.2%31Source
HighTechLending IncA+184.93/598.6%1Source
Liberty Home Equity Solutions Inc.A+211.00/520.0%2Source
Longbridge Financial LLCA+123.67/573.4%21Source
Mid America Mortgage Inc.A+66NANANASource
MoneyhouseNR27NANA0Source
Movement Mortgage, LLCA+174.81/596.2%102Source
Mutual of Omaha MortgageA+111.48/529.6%47Source
Open Mortgage LLCA+223.0/560.0%1Source
Plaza Home Mortgage IncA+243.2/564.0%12Source
Smartfi Home LoansA+5NANA0Source
South River Mortgage, LLCA+53.53/570.6%11Source
Notes:
BBB Rating: Better Business Bureau rating (A+ to F; NR = Not Rated).
Star Rating: Average customer rating out of 5 stars.
Good Review %: Percentage of reviews classified as positive.
Source: Data compiled from national rankings of top 20 HECM (Home Equity Conversion Mortgage) lenders by RMInsight. Reviews updated as of March 13, 2025.
Guild Mortgage Company: Formerly Cherry Creek LLC.

About All Reverse Mortgage of Arizona

At All Reverse Mortgage, Inc. (ARLO™), our team has a deep history in the reverse mortgage industry. In fact, we were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. This means we bring extensive experience in helping homeowners with high-value properties navigate both jumbo and proprietary loan options.

We’re always exploring new products to better serve homeowners in markets where the traditional HUD Home Equity Conversion Mortgage (HECM) might not be the best fit. However, jumbo or proprietary programs often come with lower Principal Limits based on home values, so they may not be the ideal choice for everyone.

That’s why it’s essential to have a seasoned professional by your side. Our experienced originators can clearly explain the pros and cons of each program, helping you choose the one that best suits your needs.

No matter where you are in the country, reverse mortgages have become a reliable financial tool for homeowners aged 62 and above. Many are now using reverse mortgages to enhance their retirement plans rather than seeing it as a last resort.

All Reverse Mortgage, Inc. (ARLO™) is proud to be approved by the Department of Housing and Urban Development (HUD). This approval allows us to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), often referred to as a reverse mortgage.

Serving Arizona homeowners, we specialize in helping you make the most of your home’s equity. Whether you’re looking to eliminate your monthly mortgage payments, access extra funds from your home’s value, or both, we’re here to help.

We’re fully licensed by the Department of Insurance and Financial Institutions (License/Registration #0934287), ensuring that you receive expert guidance every step of the way.

Arizona Reverse Mortgage Lending Limits

Arizona is home to over 7.1 million people, with 330,706 of them being homeowners aged 62 and older. This means nearly 350,000 residents may be eligible for a reverse mortgage, offering a valuable financial option for many.

As of January 2024, Arizona’s average home value is $418,836—well below the HECM reverse mortgage lending limit of $1,209,750. This makes Arizona an attractive place for homeowners considering a reverse mortgage.

Arizona is the sixth-largest state in the U.S. by area and ranks 14th in population, with Phoenix as its capital. As one of the “Four Corners” states, Arizona shares borders with New Mexico, Utah, Nevada, California, and Mexico has a rich history dating back to its early Spanish settlers in the 1500s.

Over the centuries, Arizona has evolved from its days of gold and silver rushes to become a major copper mining hub, now producing half of the nation’s newly mined copper. The state’s unique climate and geography have made it a popular retirement destination, offering both hot desert climates and cooler, forested areas.

Today, one-quarter of Arizona’s land is made up of Indian reservations, home to 27 federally recognized Native American tribes, including the Navajo Nation, the largest Native American tribe in the country.

Whether you’re drawn to the sunny deserts of Southern Arizona or the cooler forests of the north, if you’re a homeowner aged 62 or older, a reverse mortgage could be a smart financial tool to enhance your retirement.

At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and help you explore your options.

 

HUD-Approved Reverse Mortgage Counseling Agencies in Arizona

NameAgency IDAddressPhoneWeb Site
ADMINISTRATION OF RESOURCES AND CHOICES (ARC)818091625 N Alvernon Way Ste 101, Tucson, Arizona, 85712-3370(602) 374-2226arc-az.org
ADMINISTRATION OF RESOURCES AND CHOICES (ARC)810525800 W Glenn Dr Ste 275, Glendale, Arizona, 85301-2499(520) 623-9383arc-az.org
MONEY MANAGEMENT INTERNATIONAL - PHOENIX PHONE CENTER837892401 W Peoria Ave, Phoenix, Arizona, 85029-4790(866) 232-9080moneymanagement.org
The information presented in this table was obtained from the U.S. Department of Housing and Urban Development (HUD) at https://answers.hud.gov/housingcounseling as of February 23rd, 2025.

Did you know? Arizona State does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Other Areas of Interest in Arizona

Buckeye Chandler Gilbert Glendale Goodyear Lake Havasu City Mesa Oro Valley Peoria Phoenix San Tan Valley Sedona Scottsdale Sun City Sun Lakes Surprise Tucson

 


Ready to Unlock Your Home’s Equity?

As Arizona’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

No obligations. Just real-time rates and expert advice.
Instant quote. No personal info required.
Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Department of Insurance and Financial Institutions (License #0911085), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Arizona’s #1 Rated Reverse Mortgage Lender! Use our reverse mortgage calculator, or call (800) 565-1722 to speak with a friendly expert today.

Additional Resources:

Author Michael Branson
About the Author, Michael G. Branson | Mike@allreverse.com
Michael G. Branson CEO, All Reverse Mortgage, Inc. and moderator of ARLO™ has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively.
Arizona Reverse Mortgages
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