Arizona's #1 Rated Reverse Mortgage

Experience Excellence with Arizona’s Top Reverse Mortgage Lender

For 20 years, we’ve been helping Arizona homeowners unlock the value of their homes with a reverse mortgage. As Arizona’s #1 Rated Reverse Mortgage Lender, we’re proud to have earned an A+ Rating from the Better Business Bureau and perfect 5-star Reviews.

Since 2004, our mission has been to provide Arizona homeowners with peace of mind through our HUD-Approved HECM & Jumbo Reverse Mortgages. We’re here to help you maximize your home’s equity with competitive rates and lower costs.

Let us show you the difference our experience can make—we look forward to guiding you every step of the way!

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

Top 20 Reverse Mortgage Lenders in Arizona

About All Reverse Mortgage of Arizona

At All Reverse Mortgage, Inc. (ARLO™), our team has a deep history in the reverse mortgage industry. In fact, we were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. This means we bring extensive experience in helping homeowners with high-value properties navigate both jumbo and proprietary loan options.

We’re always exploring new products to better serve homeowners in markets where the traditional HUD Home Equity Conversion Mortgage (HECM) might not be the best fit. However, jumbo or proprietary programs often come with lower Principal Limits based on home values, so they may not be the ideal choice for everyone.

That’s why it’s essential to have a seasoned professional by your side. Our experienced originators can clearly explain the pros and cons of each program, helping you choose the one that best suits your needs.

No matter where you are in the country, reverse mortgages have become a reliable financial tool for homeowners aged 62 and above. Many are now using reverse mortgages to enhance their retirement plans rather than seeing it as a last resort.

All Reverse Mortgage, Inc. (ARLO™) is proud to be approved by the Department of Housing and Urban Development (HUD). This approval allows us to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), often referred to as a reverse mortgage.

Serving Arizona homeowners, we specialize in helping you make the most of your home’s equity. Whether you’re looking to eliminate your monthly mortgage payments, access extra funds from your home’s value, or both, we’re here to help.

We’re fully licensed by the Department of Insurance and Financial Institutions (License/Registration #0934287), ensuring that you receive expert guidance every step of the way.

Arizona Reverse Mortgage Lending Limits

Arizona is home to over 7.6 million people, and nearly 1.4 million residents may be eligible for a reverse mortgage, offering a valuable financial option for many.

As of January 2026, Arizona’s average home value is $448,500—well below the HECM reverse mortgage lending limit of $1,249,125. This makes Arizona an attractive place for homeowners considering a reverse mortgage.

Arizona is the sixth-largest state in the U.S. by area and ranks 14th in population, with Phoenix as its capital. As one of the “Four Corners” states, Arizona shares borders with New Mexico, Utah, Nevada, California, and Mexico has a rich history dating back to its early Spanish settlers in the 1500s.

Over the centuries, Arizona has evolved from its days of gold and silver rushes to become a major copper mining hub, now producing half of the nation’s newly mined copper. The state’s unique climate and geography have made it a popular retirement destination, offering both hot desert climates and cooler, forested areas.

Today, one-quarter of Arizona’s land is made up of Indian reservations, home to 27 federally recognized Native American tribes, including the Navajo Nation, the largest Native American tribe in the country.

Whether you’re drawn to the sunny deserts of Southern Arizona or the cooler forests of the north, if you’re a homeowner aged 62 or older, a reverse mortgage could be a smart financial tool to enhance your retirement.

At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and help you explore your options.

Did you know? Arizona State does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Other Areas of Interest in Arizona

Buckeye Chandler Gilbert Glendale Goodyear Lake Havasu City Mesa Oro Valley Peoria Phoenix San Tan Valley Sedona Scottsdale Sun City Sun Lakes Surprise Tucson

Ready to Unlock Your Home’s Equity?

As Arizona’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Department of Insurance and Financial Institutions (License #0911085), we’re committed to helping you secure the retirement you deserve.

Get Your Reverse Mortgage Quote from Arizona’s #1-Rated Reverse Mortgage Lender or call (800) 565-1722 to speak with a licensed expert.

Additional Resources:

• Reversemortgage.org NRMLA Members in Arizona
• HUD.GOV Approved Lenders Search