X
Compare Arizona's Best Reverse Mortgages
Compare Arizona's Best Reverse Mortgages
Close Menu

Arizona's #1 Reverse Mortgage

Instant quote, eligibility & real-time rates
ARLO

ARLO

Reverse Mortgage Calculator
Loading...
(may take up to 15 seconds)
|
|
|
|

In your current area 100 homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with 500,000 nationwide!

The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
‹ Back

Great! It looks like your home value estimate is about

If you feel this estimate is not correct you can manually change it below. If you have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
‹ Back

The minimum qualifying age for a reverse mortgage is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
Your Age
Spouse Age
‹ Back

Great News! Your ARLO analysis is ready

Your personalized results include the best of 2024's reverse mortgages
  • Side-by-side loan comparisons
  • Real-time interest rates
  • ARLO™ advice to help you select the right program
(Needed to validate request)
‹ Back
2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website

Experience Excellence with Arizona’s Top Reverse Mortgage Lender

For 20 years, we’ve been helping Arizona homeowners unlock the value of their homes with a reverse mortgage. As Arizona’s #1 Rated Reverse Mortgage Lender, we’re proud to have earned an A+ Rating from the Better Business Bureau and perfect 5-star Reviews.

Since 2004, our mission has been to provide California homeowners with peace of mind through our HUD-Approved HECM & Jumbo Reverse Mortgages. We’re here to help you maximize your home’s equity with competitive rates and lower costs.

Let us show you the difference our experience can make—we look forward to guiding you every step of the way!

arizona reverse mortgage lender map

Arizona Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Arizona
1   Scottsdale
2   Phoenix
3   Mesa
4   Tucson
5   Prescott
6   Lake Havasu City
7   Surprise
8   Gilbert
9   Sun City
10   Sun Lakes

Data by MCA (January 2024)
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in ArizonaAvg. Home Value
Arizona472,3431,71616661$418,836

Top 20 Reverse Mortgage Lenders in Arizona

LenderRatingYears in BusinessStars (0-5)Good Review %ComplaintsBBB Review
All Reverse Mortgage, Inc. (ARLO)A+204.99/599.8%0Source
Advisors Mortgage GroupA+252.00/540.0%5Source
American Advisors Group (AAG)A194.69/593.8%56Source
American Pacific MortgageF281.75/535.0%13Source
Ennkar Inc.A+144.00/580.0%3Source
Fairway Independent MortgageA+284.41/588.2%37Source
Finance of America Reverse LLC (FAR)A+211.00/520.0%22Source
GoodLife Home LoansA+124.43/588.6%0Source
Guild Mortgage Company (Formerly Cherry Creek LLC)A+641.36/527.2%39Source
HighTechLending IncA+184.93/598.6%0Source
Liberty Home Equity Solutions Inc.A+211.00/520.0%3Source
Longbridge Financial LLCA+123.94/578.8%18Source
Mid America Mortgage Inc.A+653.00/560.0%0Source
MoneyhouseNR27NANA0Source
Movement Mortgage, LLCA+174.80/595.6%109Source
Mutual of Omaha MortgageA+114.61/592.2%45Source
Open Mortgage LLCA+212.60/552.0%1Source
Plaza Home Mortgage IncA+232.38/547.6%17Source
Smartfi Home LoansA+5NANA0Source
South River Mortgage, LLCA+52.62/552.4%15Source
This chart compares the top 20 reverse mortgage lenders in the U.S. based on national rankings, displaying key metrics such as their BBB (Better Business Bureau) rating, years in business, average star rating, percentage of positive reviews, number of complaints, and sources of reviews. Top 20 HECM lenders reported by https://www.rminsight.net/wp-content/uploads/2024/06/Lenders_202405.pdf. (Reviews Updated: October 22, 2024).

About All Reverse Mortgage of Arizona

At All Reverse Mortgage, Inc. (ARLO™), our team has a deep history in the reverse mortgage industry. In fact, we were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. This means we bring extensive experience in helping homeowners with high-value properties navigate both jumbo and proprietary loan options.

We’re always exploring new products to better serve homeowners in markets where the traditional HUD Home Equity Conversion Mortgage (HECM) might not be the best fit. However, jumbo or proprietary programs often come with lower Principal Limits based on home values, so they may not be the ideal choice for everyone.

That’s why it’s essential to have a seasoned professional by your side. Our experienced originators can clearly explain the pros and cons of each program, helping you choose the one that best suits your needs.

No matter where you are in the country, reverse mortgages have become a reliable financial tool for homeowners aged 62 and above. Many are now using reverse mortgages to enhance their retirement plans rather than seeing it as a last resort.

All Reverse Mortgage, Inc. (ARLO™) is proud to be approved by the Department of Housing and Urban Development (HUD). This approval allows us to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), often referred to as a reverse mortgage.

Serving Arizona homeowners, we specialize in helping you make the most of your home’s equity. Whether you’re looking to eliminate your monthly mortgage payments, access extra funds from your home’s value, or both, we’re here to help.

We’re fully licensed by the Department of Insurance and Financial Institutions (License/Registration #0934287), ensuring that you receive expert guidance every step of the way.

Arizona Reverse Mortgage Lending Limits

Arizona is home to over 7.1 million people, with 330,706 of them being homeowners aged 62 and older. This means nearly 350,000 residents may be eligible for a reverse mortgage, offering a valuable financial option for many.

As of January 2024, Arizona’s average home value is $418,836—well below the HECM reverse mortgage lending limit of $1,149,825. This makes Arizona an attractive place for homeowners considering a reverse mortgage.

Arizona is the sixth-largest state in the U.S. by area and ranks 14th in population, with Phoenix as its capital. As one of the “Four Corners” states, Arizona shares borders with New Mexico, Utah, Nevada, California, and Mexico has a rich history dating back to its early Spanish settlers in the 1500s.

Over the centuries, Arizona has evolved from its days of gold and silver rushes to become a major copper mining hub, now producing half of the nation’s newly mined copper. The state’s unique climate and geography have made it a popular retirement destination, offering both hot desert climates and cooler, forested areas.

Today, one-quarter of Arizona’s land is made up of Indian reservations, home to 27 federally recognized Native American tribes, including the Navajo Nation, the largest Native American tribe in the country.

Whether you’re drawn to the sunny deserts of Southern Arizona or the cooler forests of the north, if you’re a homeowner aged 62 or older, a reverse mortgage could be a smart financial tool to enhance your retirement.

At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and help you explore your options.

Arizona Approved Reverse Mortgage Counseling Agencies

NameAgency IDAddressPhoneWeb Site
ADMINISTRATION OF RESOURCES AND CHOICES (ARC)818095800 W GLENN DR STE 275
GLENDALE, AZ 85301-2499
(602) 374-2226https://www.arc-az.org
ADMINISTRATION OF RESOURCES AND CHOICES (ARC)810521625 N ALVERNON WAY STE 101
TUCSON, AZ 85712-3370
(520) 623-9383https://www.arc-az.org
MONEY MANAGEMENT INTERNATIONAL - PHOENIX PHONE CENTER83789SUITE 350
2401 W PEORIA AVE
PHOENIX, AZ 85029-4790
(866) 232-9080http://www.moneymanagement.org

Did you know? Arizona State does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Other Areas of Interest in Arizona

Buckeye Chandler Gilbert Glendale Goodyear Lake Havasu City Mesa Oro Valley Peoria Phoenix San Tan Valley Sedona Scottsdale Sun City Sun Lakes Surprise Tucson

Additional Resources:

Author Michael Branson
About the Author, Michael G. Branson | Mike@allreverse.com
Michael G. Branson CEO, All Reverse Mortgage, Inc. and moderator of ARLO™ has 45 years of experience in the mortgage banking industry. He has devoted the past 19 years to reverse mortgages exclusively.
Arizona Reverse Mortgages
User rating
(41 votes, average: 4.61 out of 5)
How Do You Rate This Page?
  Sending Your Rating...
 

Notice: ob_end_flush(): failed to send buffer of zlib output compression (0) in /home/revmortg/public_html/wordpress/wp-includes/functions.php on line 5427