Scottsdale Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Arizona’s top-rated reverse mortgage lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Arizona homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Arizona.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Arizona Department of Financial Institutions (License/Registration #BK0934287)
Scottsdale Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Scottsdale (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Scottsdale | 35,161 | 127 | 9 | 17 | $809,672 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer and manage the HUD Home Equity Conversion Mortgage, commonly known as the HECM or “reverse mortgage.” This program is designed to help homeowners like you access the equity in your home, providing financial flexibility during your retirement years.
In Scottsdale, we assist homeowners in refinancing their existing loans to eliminate monthly mortgage payments or to access their home equity for other financial needs. Whether you’re looking to pay off your current mortgage, use your home equity for new opportunities, or a combination of both, we’re here to provide expert guidance every step of the way.
About All Reverse Mortgage, Inc.
Our team has extensive experience with reverse mortgages, including jumbo or proprietary loans for higher-value homes. We were part of the team that created and sold the first fixed-rate jumbo reverse mortgage in 2008. This experience allows us to offer you the right product for your needs, whether a HUD HECM or a specialized jumbo program. Our knowledgeable professionals will walk you through each option’s benefits and potential drawbacks, ensuring you can make an informed decision that best suits your financial goals.
Scottsdale Lending Limits
Scottsdale, Arizona, is a highly desirable destination for retirees due to its scenic desert landscape, warm climate, and rich amenities. Known for its vibrant downtown and cultural offerings, Scottsdale boasts a population of approximately 243,500 residents, 23% of whom are aged 65 or older. This makes Scottsdale home to many senior homeowners who may qualify for a reverse mortgage.
For those interested in exploring outdoor activities, Scottsdale’s McDowell Sonoran Preserve offers over 225 miles of trails, making it the largest urban wilderness area in the U.S. The city is also known for its bustling downtown, filled with restaurants, art galleries, and retail shops.
According to the Zillow Home Value Index, the median home value in Scottsdale is $871,000 as of 2024. This remains within the federal reverse mortgage lending limit of $1,149,825, making Home Equity Conversion Mortgages (HECMs) an option for many homeowners. For those with homes valued above this limit, jumbo reverse mortgage programs may be a more suitable way to access a greater portion of their home equity.
Reverse mortgages can be a helpful financial tool for seniors looking to supplement their income, eliminate monthly mortgage payments, or establish a line of credit. Depending on individual needs and circumstances, a HECM could be a valuable addition to retirement planning.
If you reside in Scottsdale, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore your options. Call us toll-free at (800) 565-1722.
