San Tan Valley's #1 Reverse Mortgage

All Reverse Mortgage, Inc. (ARLO™) is proud to be Arizona's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern Arizona.

All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.

We’re committed to be your lender because you deserve the best rate at the lowest price possible.

We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2023 lending limit of $1,089,300.

We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!

San Tan Valley Reverse Mortgage Facts

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in San Tan Valley and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much as a mortgage of last resort. Everything from the elimination of the existing mortgage payments to the line of credit that grows that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

San Tan Valley is an unincorporated area east of Phoenix, Arizona, adjacent to the San Tan Mountains and San Tan Mountain Park. With a population of roughly 87,000 residents, San Tan Valley, which is in Northeastern Pinal County, previously was considered as part of Queen Creek. In 2009, the area residents selected the name San Tan Valley, and it has since continued growing quickly in terms of population count. As of 2010, it was one of the fastest growing communities in the second fastest growing county in the country.

San Tan Valley features numerous age-restricted communities, golf courses, hiking trails and recreation areas. Residents there enjoy a desert climate with hot summers and mild winters. The average high temperature in January is 67 degrees Fahrenheit, for example, with an average low of 36. In July, the average high temperature is 106, with an average low of 76.

The average home value in San Tan Valley is $449,020 — a 14.5 percent increase year-over-year. Most San Tan Valley homes are below the federal reverse mortgage lending limit of $1,089,300. For those with homes valued above the federal lending limit, there are several private jumbo reverse mortgage programs available that may better suit those homeowners.

If you reside in San Tan Valley, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.