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Compare Texas' Best Reverse Mortgages
Compare Texas' Best Reverse Mortgages
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Compare the Best Reverse Mortgages in Texas

Get side-by-side lender comparisons, real-time rates, and expert recommendations—completely free, no SSN required.
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In your current area 100 homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with 500,000 nationwide!

The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
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(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
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The minimum qualifying age for a reverse mortgage is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
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Your personalized results include the best of 2024's reverse mortgages
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2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website

Texas Reverse Mortgages

At All Reverse Mortgage, Inc., we take pride in being Texas’s #1 Rated Reverse Mortgage, dedicated to serving homeowners for over 20 years. Our A+ Rating from the Better Business Bureau and numerous 5-star reviews demonstrate our commitment to delivering exceptional service and the most favorable terms available.

Since 2004, our mission has been to empower Texas homeowners to make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a wide range of Home Equity Conversion Mortgages (HECM) and Jumbo Reverse Mortgage options tailored to fit your unique needs and financial goals.

With our competitive rates and lower costs, we help you retain more of your home’s equity. At All Reverse Mortgage, Inc., we believe that experience matters, and we’re here to guide you every step of the way on your reverse mortgage journey.

texas reverse mortgage lenders map

Texas Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Texas
1   Dallas
2   Houston
3   Plano
4   Mansfield
5   Richmond
6   San Antonio
7   El Paso
8   Austin
9   Fort Worth
10   Conroe

Data by MCA (January 2024)
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsLenders in TexasAvg. Home Value
Texas1,328,912256834$336,400

Top 20 Reverse Mortgage Lenders in Texas

LenderRatingYears in BusinessStars (0-5)Good Review %ComplaintsBBB Review
All Reverse Mortgage, Inc. (ARLO)A+204.99/599.8%0Source
Advisors Mortgage GroupA+252.00/540.0%5Source
American Advisors Group (AAG)A194.69/593.8%56Source
American Pacific MortgageF281.75/535.0%13Source
Ennkar Inc.A+144.00/580.0%3Source
Fairway Independent MortgageA+284.41/588.2%37Source
Finance of America Reverse LLC (FAR)A+211.00/520.0%22Source
GoodLife Home LoansA+124.43/588.6%0Source
Guild Mortgage Company (Formerly Cherry Creek LLC)A+641.36/527.2%39Source
HighTechLending IncA+184.93/598.6%0Source
Liberty Home Equity Solutions Inc.A+211.00/520.0%3Source
Longbridge Financial LLCA+123.94/578.8%18Source
Mid America Mortgage Inc.A+653.00/560.0%0Source
MoneyhouseNR27NANA0Source
Movement Mortgage, LLCA+174.80/595.6%109Source
Mutual of Omaha MortgageA+114.61/592.2%45Source
Open Mortgage LLCA+212.60/552.0%1Source
Plaza Home Mortgage IncA+232.38/547.6%17Source
Smartfi Home LoansA+5NANA0Source
South River Mortgage, LLCA+52.62/552.4%15Source
This chart compares the top 20 reverse mortgage lenders in the U.S. based on national rankings, displaying key metrics such as their BBB (Better Business Bureau) rating, years in business, average star rating, percentage of positive reviews, number of complaints, and sources of reviews. Top 20 HECM lenders reported by https://www.rminsight.net/wp-content/uploads/2024/06/Lenders_202405.pdf. (Reviews Updated: October 22, 2024).

Why Choose a HUD-Approved Texas Reverse Mortgage Lender

At All Reverse Mortgage, Inc. (ARLO™), we are proud to be a HUD-approved lender, authorized to provide Home Equity Conversion Mortgages (HECM), also known as reverse mortgages. This HUD approval underscores our reliability and commitment to putting your needs first, ensuring you receive trustworthy, expert guidance from start to finish.

As a trusted reverse mortgage lender serving homeowners across Texas, we specialize in helping you unlock the potential of your home’s equity. Whether your goal is to pay off your existing mortgage and eliminate monthly payments or to access funds for other financial needs, our team is here to support you at every step, with personalized service tailored to your unique situation.

About All Reverse Mortgage of Texas

With deep roots in the reverse mortgage industry, our team at All Reverse Mortgage of Texas has been at the forefront of innovation, including the introduction of the first fixed-rate jumbo reverse mortgage in 2008. Our extensive experience enables us to provide tailored solutions for Texas homeowners with high-value properties, especially in situations where a traditional HECM may not be the best fit.

Navigating the reverse mortgage process can feel complex, but our seasoned professionals are here to simplify it for you. We take the time to explain the benefits and considerations of each option, empowering you to make informed decisions that align with your financial goals.

For homeowners aged 62 and older, reverse mortgages have become a powerful tool for managing retirement finances in the Lone Star State. Whether you’re seeking to eliminate monthly mortgage payments or establish a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for the future.

As a fully licensed lender by the Texas Department of Savings & Mortgage Lending (License/Registration #84280), All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions and provide the personalized support you need to make the best choice for your financial future.

2024 Texas Reverse Mortgage Lending Limits and Eligibility

Texas, often celebrated as the “Lone Star State,” is home to nearly 30 million residents, with over 1.4 million homeowners aged 62 and older. This demographic represents a significant portion of Texans who may qualify for a reverse mortgage, offering them an effective way to tap into their home’s equity for financial flexibility.

As of September 2024, the average home value in Texas stands at $301,011, comfortably within the maximum reverse mortgage lending limit of $1,209,750. These lending limits make reverse mortgages a practical option for many Texas homeowners, allowing them to leverage their property’s value to support their retirement goals.

Texas’s rich heritage is marked by a diverse history and cultural tapestry, reflecting the state’s early days, its independence, and eventual statehood in 1845. Known for its expansive landscapes and varied climates—from the cool winters of the Panhandle to the mild, warm winters along the Gulf Coast—Texas offers a wealth of experiences, from Austin’s vibrant music scene to the world-renowned arts venues in Houston.

The state’s slogan, “Six Flags over Texas,” is a testament to its storied past, symbolizing the six nations that have governed it: Spain, France, Mexico, the Republic of Texas, the Confederate States of America, and the United States. Texas’s unique identity and dynamic growth make it an ideal setting for homeowners to explore the benefits of reverse mortgages.

Explore your Texas reverse mortgage options today!

If you reside in Texas, All Reverse Mortgage, Inc. (ARLO™) is here to help. Access our online reverse mortgage calculator to estimate your lending limit, or call us Toll-Free at (800) 565-1722.

We’re ready to assist you in making informed decisions to ensure you can continue enjoying your retirement.

Reverse Mortgage Counseling Agencies in Texas

Agency NamePhoneAddressWebsiteAgency IDLanguages
DALLAS COUNTY HOME LOAN COUNSELING CENTER214-819-60602377 N Stemmons Fwy Ste 724
Dallas, Texas 75207-2710
www.dallascounty.org81704English
Spanish
NAVICORE SOLUTIONS- DALLAS, TX972-732-676717440 Dallas Pkwy
Suite 134
Dallas, Texas 75287-7336
www.transformanceusa.org81735English
Spanish
TRANSFORMANCE (FORMERLY CCCS OF GREATER DALLAS)214-638-22278737 King George Drive
Suite 200
DALLAS, Texas 75235-2222
www.transformanceusa.org84783ASL
English
Spanish
TRANSFORMANCE - DALLAS214-638-22278737 King George Drive
DALLAS, Texas 75235-2222
www.transformanceusa.org80185English
Spanish
HOUSING OPPORTUNITIES OF FORT WORTH817-923-91921065 W Magnolia Ave
Fort Worth, Texas 76104-4477
www.hud.gov80471English
Spanish
CREDIT COALITION713-224-81003300 Lyons Ave # 203A
Houston, Texas 77020-8252
www.creditcoalition.org81768English
Spanish

Did you know? Texas state does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

 

Other Areas of Interest in Texas

Arlington Austin Conroe Corpus Christi Cypress Dallas El Paso Fort Worth Georgetown Houston Irving Mansfield North Richland Hills Plano Richmond San Antonio

Top Lender Resources in TX:

Author Michael Branson
About the Author, Michael G. Branson | Mike@allreverse.com
Michael G. Branson CEO, All Reverse Mortgage, Inc. and moderator of ARLO™ has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively.
Texas Reverse Mortgage Lenders
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