Woodbridge Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we are honored to serve the wonderful community of Virginia. With a perfect 5.0-star rating and an A+ rating from the Better Business Bureau, we’ve become the top-rated reverse mortgage lender in Virginia, a testament to our unwavering commitment to helping homeowners like you.

For over 20 years, we’ve focused exclusively on reverse mortgages, working tirelessly to understand and meet the unique needs of homeowners across Virginia. Since our start in November 2004, our mission has been simple: to provide you with the best rates and most competitive pricing, allowing you to make the most of your hard-earned home equity.

As a HUD-approved direct lender, we offer a variety of reverse mortgage options, including the widely respected Home Equity Conversion Mortgage (HECM) programs and specialized non-FHA and jumbo reverse mortgages. We understand that Virginia homeowners deserve choices, especially when it comes to high-value properties that exceed the national lending limit of $1,249,125 for 2024.

We encourage you to see the difference for yourself. Compare our customer reviews, lower rates, and competitive closing costs with other major lenders. We’re confident that you’ll find our approach uniquely tailored to your needs, with a focus on maximizing your home’s equity in a way that benefits you the most.

All Reverse Mortgage is fully licensed by the Bureau of Financial Institutions (License/Registration MC-5551), ensuring you receive the trusted service you deserve. We’re here to help you navigate your options and secure a brighter financial future in the comfort of your Virginia home.

Woodbridge Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Woodbridge (est) Avg. Home Value
Woodbridge 13,400 28 8 $458,992

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close the Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a HUD-approved direct lender, we handle the process from application through closing, with clear figures, transparent terms, and no hidden fees.

Local Reverse Mortgage Help in Woodbridge

All Reverse Mortgage of Woodbridge works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Use a reverse mortgage as part of a long-term retirement strategy

Each option is reviewed carefully based on age, home value, and long-term housing plans.

About All Reverse Mortgage of Woodbridge

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team helped introduce the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience with:

  • HUD-insured HECM loans

  • Proprietary jumbo reverse mortgage programs

  • Northern Virginia and Washington D.C.–adjacent housing markets

That experience matters in Woodbridge, where many homeowners have built significant equity over decades while commuting to or working with federal and professional services employers.

Straight Answers Without Pressure

A reverse mortgage should never feel rushed or confusing.

Our licensed originators explain:

  • How much equity may realistically be available

  • Whether a HUD HECM or jumbo reverse mortgage makes sense

  • Ongoing homeowner responsibilities such as taxes, insurance, and maintenance

  • Long-term considerations for heirs and estate planning

You see real numbers first. Decisions come second.

Woodbridge Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Woodbridge has an estimated 13,400 homeowners aged 62 and older, with 28 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

With an average home value of $458,992, Woodbridge homeowners should know:

  • Most homes fall well within the 2026 federal HECM lending limit of $1,249,125

  • HUD-insured reverse mortgages are widely available in the area

  • Jumbo reverse mortgage programs may be appropriate for higher-valued properties

About Woodbridge

Woodbridge is a census-designated community in Prince William County, located approximately 20 miles south of Washington, D.C. Known for its access to federal employment centers, commuter rail, and waterfront areas along the Occoquan River, Woodbridge attracts long-term homeowners seeking a balance between suburban living and proximity to the capital region.

Many residents approaching or in retirement explore reverse mortgages as a way to reduce monthly obligations while remaining close to family, healthcare, and established community ties.

Ready to Unlock Your Home’s Equity?

As Woodbridge’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Virginia State Corporation Commission (License #MC-5906), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Woodbridge‘s #1 Rated Reverse Mortgage Lender! Use our reverse mortgage calculator, or call (703) 454-5711 to speak with a friendly expert today.