Riverside's #1 Reverse Mortgage*
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ARLO™REVERSE MORTGAGE
ASSISTANT |
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Riverside Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national lending limit of $1,249,125.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Riverside Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Riverside (est) | Avg. Home Value |
|---|---|---|---|---|
| Riverside | 9,400 | 49 | 13 | $635,073 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the U.S. Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. As a HUD-approved direct lender, we handle the process from application through closing, with no handoffs or third-party confusion.
We work directly with homeowners throughout Riverside, helping those who already own their homes eliminate required monthly mortgage payments or responsibly access home equity for retirement needs. Whether the goal is paying off an existing loan, improving monthly cash flow, or establishing a growing line of credit, our focus is on clear explanations and accurate numbers.
About All Reverse Mortgage, Inc.
Reverse mortgages are all we do.
Our team has more than 20 years of experience dedicated exclusively to reverse mortgage lending. In 2008, we were involved in introducing the first fixed-rate jumbo reverse mortgage, giving us long-standing experience with both FHA-insured HECM loans and proprietary jumbo programs.
That depth of experience matters in Riverside, where home values, retirement timelines, and financial goals can vary widely. Our role is to explain how each option works so homeowners can make informed, long-term decisions without pressure or confusion.
Riverside Lending Limits (2026)
Riverside is one of the largest cities in Inland Southern California and serves as a major hub within Riverside County. As of 2024, the city has an estimated population of approximately 320,000 residents.
Riverside has a meaningful population of older homeowners, with more than 10,900 homeowners aged 62 and older who may be eligible for a reverse mortgage.
For 2026, the national FHA lending limit for HECM reverse mortgages is $1,249,125. Based on current Riverside home values:
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Most homes fall well below the federal HECM lending limit
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FHA-insured reverse mortgages are accessible to many qualified homeowners
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Jumbo reverse mortgage options remain available for higher-value properties
Riverside homeowners often explore reverse mortgages to eliminate monthly mortgage payments, improve retirement cash flow, or create a financial buffer while aging in place.
Ready to Unlock Your Home’s Equity?
As Riverside’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the California Department of Financial Protection and Innovation (DFPI License #4131292), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Riverside’s #1 Rated Reverse Mortgage Lender! Use our reverse mortgage calculator, or call (951) 298-9008 to speak with a friendly expert today.
