Los Angeles' #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Los Angeles Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national lending limit of $1,249,125.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Los Angeles Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages (H4P) Closed Last 12 Months | Avg. Home Value |
|---|---|---|---|---|
| Los Angeles | 95,000 | 222 | 16 | $923,800 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Reverse Mortgage Lender Serving Los Angeles
All Reverse Mortgage, Inc. is a HUD-approved direct lender authorized to originate and service the FHA Home Equity Conversion Mortgage, commonly known as a reverse mortgage.
A HECM is a federally insured loan designed for homeowners age 62 and older. It allows qualified borrowers to convert a portion of their home equity into usable funds while eliminating required monthly mortgage payments, provided they continue to live in the home and meet basic homeowner responsibilities.
For homeowners in Los Angeles, we commonly assist with:
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Paying off an existing mortgage to eliminate the monthly payment
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Accessing home equity for retirement income or long-term reserves
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Using a HECM for Purchase to buy a new primary residence without a monthly mortgage payment
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Establishing a line of credit that grows over time
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Evaluating whether a standard HECM or a jumbo reverse mortgage is more appropriate
Borrowers retain ownership of their home and may sell or refinance at any time without a prepayment penalty.
About All Reverse Mortgage, Inc.
Reverse mortgages are all we do.
Our team has more than 20 years of experience helping older homeowners understand reverse mortgage options clearly and responsibly. In 2008, we were part of the team that introduced the first fixed-rate jumbo reverse mortgage, giving us long-standing experience with both FHA-insured HECM loans and proprietary jumbo programs.
That experience matters in Los Angeles, where:
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Home values vary dramatically by neighborhood
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Many properties approach or exceed FHA lending limits
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HECM for Purchase is commonly used by downsizing homeowners
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Jumbo programs may offer additional flexibility for higher-value homes
Our role is to explain these differences plainly so homeowners can make informed, long-term decisions.
Ready to Unlock Your Home’s Equity?
As Los Angeles’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the California Department of Financial Protection and Innovation (DFPI License #4131292), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Los Angeles’s #1 Rated Reverse Mortgage Lender, or call (310) 484-5549 to speak with one of our knowledgeable licensed experts.
