Santa Clarita's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Santa Clarita Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national lending limit of $1,249,125.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Santa Clarita Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Santa Clarita (est) | Avg. Home Value |
|---|---|---|---|---|
| Santa Clarita | 8,400 | 20 | 7 | $783,340 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender Serving Santa Clarita
All Reverse Mortgage, Inc. (ARLO™) is approved by the U.S. Department of Housing and Urban Development (HUD) to originate Home Equity Conversion Mortgages (HECMs), commonly known as reverse mortgages.
As a HUD-approved direct lender, we handle the entire process in-house, from application through closing. Santa Clarita homeowners work directly with licensed reverse mortgage specialists who focus exclusively on reverse mortgage lending.
We help Santa Clarita homeowners who want to:
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Eliminate required monthly mortgage payments
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Access home equity for retirement income or long-term planning
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Establish a growing line of credit
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Compare FHA-insured HECM options with jumbo reverse mortgage programs
Homeowners always retain title to their home and may sell or refinance at any time without a prepayment penalty.
About All Reverse Mortgage, Inc.
Reverse mortgages are all we do.
Our team has more than 20 years of experience dedicated solely to reverse mortgage lending. In 2008, we were involved in the introduction of the first fixed-rate jumbo reverse mortgage, giving us long-standing expertise in both FHA-insured HECM loans and proprietary jumbo programs.
That experience matters in communities like Santa Clarita, where homeowners want clear answers about how much equity they can safely access and how different loan structures affect long-term retirement plans. We explain every option in plain English, including the benefits and tradeoffs, so homeowners can make informed decisions without pressure.
Santa Clarita Lending Limits (2026)
Located about 35 miles northwest of Los Angeles, Santa Clarita is one of California’s fastest-growing master-planned communities. As of 2026, the city has an estimated population of 128,000, with approximately 12.7 percent of residents being homeowners aged 62 or older.
For 2026, the national FHA lending limit for Home Equity Conversion Mortgages (HECMs) is $1,249,125.
With an average home value of $783,340, most Santa Clarita homes fall well below the federal HECM lending limit, making FHA-insured reverse mortgages accessible to many qualified homeowners. For properties valued above the federal cap, jumbo reverse mortgage programs may allow access to additional home equity.
A reverse mortgage is not a one-size-fits-all solution, but for many Santa Clarita homeowners approaching or in retirement, it can be a practical planning tool when structured correctly.
Ready to Unlock Your Home’s Equity?
As Santa Clarita’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the California Department of Financial Protection and Innovation (DFPI License #4131292), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Santa Clarita’s #1 Rated Reverse Mortgage Lender, or call (415) 874-7757 to speak with a friendly expert today.
