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Compare Colorado's Best Reverse Mortgages!
Compare Colorado's Best Reverse Mortgages!
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Colorado's #1 Reverse Mortgage

Your instant quote includes eligibility, real-time rates, & built-in advice to help you find your best program!
ARLO

ARLO

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In your current area 100 homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with 500,000 nationwide!

The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
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Great! It looks like your home value estimate is about

If you feel this estimate is not correct you can manually change it below. If you have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
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The minimum qualifying age for a reverse mortgage is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
Your Age
Spouse Age
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Great News! Your ARLO analysis is ready

Your personalized results include the best of 2024's reverse mortgages
  • Side-by-side loan comparisons
  • Real-time interest rates
  • ARLO™ advice to help you select the right program
BBB A+ logo 2021 BBB Torch Award Finalist
We maintain an A+ exemplary rating by the Better Business Bureau with a perfect 5-Star customer review.
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Your FREE Report Includes:
  • Real Time Analysis  (Next Step)
  • Analysis Via Email
Example ARLO Quote
From America's #1 Rated Reverse Mortgage Lender

Top 10 Reverse Mortgage Lenders in Colorado

Lender Rating Years in Business Stars (0-5) Good Review % Complaints BBB
All Reverse Mortgage, Inc. (ARLO) A+ 20 4.9/5 99% 0 Source
Advisors Mortgage Group A+ 24 1.6/5 33% 5 Source
American Advisors Group (AAG) A 19 4.7/5 95% 73 Source
American Pacific Mortgage F 28 1.5/5 30% 16 Source
Ennkar Inc. A+ 13 3.6/5 73% 3 Source
Fairway Independent Mortgage A+ 28 4.8/5 96% 45 Source
Finance of America Reverse LLC (FAR) A+ 20 1/5 20% 19 Source
GoodLife Home Loans A+ 11 4.4/5 88% 0 Source
Guild Mortgage Company (Formerly Cherry Creek LLC) A+ 63 1.3/5 26% 42 Source
HighTechLending Inc A+ 18 4.9/5 98% 0 Source
Liberty Home Equity Solutions Inc. A+ 20 1.00/5 20% 3 Source
Longbridge Financial LLC A+ 11 4.0/5 80% 16 Source
Mid America Mortgage Inc. A+ 65 3.0/5 60% 0 Source
Moneyhouse NA NA NA NA 0 Source
Movement Mortgage, LLC A+ 16 4.7/5 95% 111 Source
Mutual of Omaha Mortgage A+ 11 4.8/5 96% 56 Source
Open Mortgage LLC A+ 21 2.7/5 54% 21 Source
Plaza Home Mortgage Inc A+ 23 2.1/5 42% 24 Source
Smartfi Home Loans A+ 5 NA NA 0 Source
South River Mortgage, LLC A+ 5 2.4/5 49% 14 Source
Reviews Updated: 6/17/24
The BBB is one of the last review sites that does not accept monetary influence in their ratings or posted reviews.
 

All Reverse Mortgage, Inc. (ARLO™) is proud to be Colorado's #1 Rated Reverse Mortgage Lender celebrating 19 Years of excellence. We are the only CO company awarded an A+ Rating by the BBB with perfect 5-Star Reviews.  

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service.

We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home’s equity!

The difference is clear, and we can’t wait to show you!

Colorado Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Colorado by MCA (January 2024)

1
Denver
2
Aurora
3
Colorado Springs
4
Westminster
5
Arvada
6
Parker
7
Littleton
8
Longmont
9
Lakewood
10
Centennial
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in ColoradoAvg. Home Value
Colorado292,8171,497105159$559,300

Data shown includes all cases with beginning endorsement date between January 01, 2023 and December 31, 2023

HUD Approved Direct Lender

colorado reverse mortgage lender map

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Colorado and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage® of Colorado

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan as well.

Colorado Lending Limits

The Centennial state has a population of 5,695,564 and 292,817 of those people are homeowners age 62 and older, which means more than three hundred thousand people may be eligible for a reverse mortgage.

As of January 2024, the median home value in Colorado is $559,300, which is much lower than the HECM reverse mortgage lending limit of $1,149,825.

The state of Colorado is arguably known for two things, mountains and marijuana. The mountains of Colorado are diverse, ranging from alpine mountains to deserts with huge sand dunes, deep canyons, sandstone and granite rock formations. In addition, there are numerous rivers, lakes and forests. Colorado is also home to the Continental Divide that extends along the crest of the Rocky Mountains.

The state is ranked the 21st largest in population in the country. The population of Colorado was 5,540,545 as of 2016 and 413,391 of its residents are homeowners over the age of 62. For nature lovers looking for a laid-back lifestyle either in a metro area or in the mountains, Colorado could be an ideal place to retire.

The Centennial State is also known for its marijuana tourism since it was the first state in the country to legalize the medicinal, industrial and recreational use of marijuana in 2000, 2013 and 2014, respectively. In 2015 alone, Colorado’s marijuana industry sold $996.2 million of the product and has collected more than $135 million in taxes and license fees relating to marijuana sales.

Much of Colorado is mountainous and rural, but the largest cities are Denver, Colorado Springs, Aurora, Fort Collins and Lakewood.

If you reside in Colorado, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.

Other Areas of Interest in Colorado

Colorado Approved Reverse Mortgage Counseling Agencies

Agency NamePhoneWebsiteAgency IDLanguages
CITY OF AURORA COMMUNITY DEVELOPMENT DIVISION303-739-7914auroragov.org81141English
Spanish
BOULDER COUNTY HOUSING AUTHORITY720-564-2279www.bouldercountyhc.org80210English
Spanish
NORTHEAST DENVER HOUSING CENTER303-377-3334-229www.nedenverhousing.org80213English
Spanish
HOUSING SOLUTIONS FOR THE SOUTHWEST970-259-1086www.greenpath.org80708English
Spanish
GREENPATH FINANCIAL WELLNESS888-860-4167www.greenpath.org84244English
Spanish
NEIGHBOR TO NEIGHBOR970-488-2382www.n2n.org80706English
DOUGLAS COUNTY HOUSING PARTNERSHIP303-784-7857alehl@douglas.co.us84681English

Did you know? Colorado state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources:
Colorado Reverse Mortgages
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