Denver's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Denver Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re honored to be recognized by the Better Business Bureau as Colorado’s top-rated reverse mortgage lender. We proudly hold a perfect 5.0-star rating and an A+ exemplary rating. With 20 years of experience, we’re dedicated to serving the needs of homeowners across 15 states, including right here in beautiful Colorado.
Since our founding in November 2004, we’ve focused exclusively on one thing: reverse mortgages. We believe in offering only the best, which is why we’re committed to providing you with the lowest rates and most competitive prices available.
As a HUD-approved direct lender, we offer the national HECM programs along with specialized non-FHA and jumbo reverse mortgages. This means we can help Colorado homeowners with high-value properties that exceed the national 2025 lending limit of $1,249,125.
We encourage you to compare our reviews, lower rates, and closing costs with those of any other major lender. The difference speaks for itself, and we’re excited to show you how we can help you maximize your home’s equity.
We are fully licensed by the Colorado Department of Regulatory Agencies (DORA), ensuring that you receive top-tier service and support from a trusted local partner. (License/Registration #100032569)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Denver (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Denver | 69,215 | 429 | 10 | 17 | $619,451 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. is a HUD-approved direct lender authorized to originate loans under the FHA Home Equity Conversion Mortgage (HECM) program, commonly known as a reverse mortgage.
A HECM is a federally insured loan available to homeowners age 62 and older. It allows eligible borrowers to access a portion of their home equity while deferring required monthly mortgage payments, provided they continue to occupy the home as their primary residence and meet standard homeowner obligations, including property taxes, homeowners’ insurance, and basic property maintenance.
Local Expertise in Denver
We assist Denver homeowners who are evaluating whether a reverse mortgage fits into their broader financial plans. Common goals include paying off an existing mortgage to eliminate required monthly payments, accessing home equity for ongoing expenses, or establishing a line of credit for future needs.
In the most recent 12-month period, 429 FHA reverse mortgages were endorsed in Denver, including 10 HECM for Purchase loans, reflecting steady but selective use among the city’s 69,215 homeowners age 62 and older.
About All Reverse Mortgage, Inc.
Our team has extensive experience in the reverse mortgage industry and has worked exclusively in this space since 2004. We were involved in the early development of fixed-rate jumbo reverse mortgage programs, giving us long-standing experience with both FHA-insured HECM loans and proprietary jumbo options.
This experience is particularly relevant in a market like Denver, where:
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Home values vary significantly by neighborhood
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FHA lending limits accommodate many homes, but not all
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Proprietary reverse mortgage programs can differ meaningfully in structure and consumer protections
Our role is to clearly explain these differences so homeowners can evaluate their options with a full understanding of potential outcomes.
Understanding Reverse Mortgages in Denver
For many homeowners age 62 and older, a reverse mortgage is considered as part of long-term retirement planning rather than a short-term solution. In Denver, where the average home value is $619,451, many owner-occupied properties fall well within the 2026 FHA HECM lending limit of $1,249,125.
A reverse mortgage may be explored to eliminate an existing mortgage payment, improve monthly cash flow, or access home equity without selling the property. Because these loans affect long-term finances and home equity, accuracy and transparency are essential.
Ready to Unlock Your Home’s Equity?
As Denver’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Colorado Department of Regulatory Agencies (DORA) (License #100032729), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Denver’s #1 Rated Reverse Mortgage Lender, or call (303) 536-8890 to speak with a friendly expert today.
