Snohomish Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Snohomish homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.

We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.

We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.

Snohomish Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Snohomish (est) Avg. Home Value
Snohomish 3,200 7 3 $910,756

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we manage the process from application through closing, with a focus on accuracy, transparency, and long-term suitability.

Local Reverse Mortgage Help in Snohomish

All Reverse Mortgage of Snohomish works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while remaining in their home

  • Refinance an existing reverse mortgage

  • Establish a line of credit designed for long-term retirement planning

Each situation is reviewed individually based on age, home value, and financial goals.

About All Reverse Mortgage of Snohomish

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team was involved in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, providing deep experience across:

  • HUD-insured HECM loans, and

  • Proprietary jumbo reverse mortgage programs

This experience is particularly relevant in historic and higher-value communities like Snohomish.

Expert Guidance You Can Trust

A reverse mortgage is a long-term financial decision.

Our licensed originators explain:

  • Differences between HECM and jumbo reverse mortgages

  • How available proceeds are calculated

  • Ongoing homeowner responsibilities, including taxes and insurance

  • Long-term considerations for heirs and estate planning

You receive real numbers and straightforward explanations before moving forward.

Snohomish Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Snohomish has an estimated 3,200 homeowners aged 62 and older, with 7 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $910,756, placing many Snohomish properties:

  • Within the 2026 federal HECM lending limit of $1,249,125, and

  • In a range where HUD-insured reverse mortgages may be appropriate for qualified homeowners

For higher-valued homes, proprietary jumbo reverse mortgage programs may also be considered.

About Snohomish, Washington

Snohomish is one of Washington’s oldest communities, known for its historic downtown, riverfront setting, and long-term homeowners who have built equity over decades of ownership.

With a smaller population and limited lender activity, many Snohomish homeowners value working with experienced reverse mortgage specialists who understand both HUD guidelines and higher-value housing considerations.

Ready to Unlock Your Home’s Equity?

As Snohomish’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Washington State Department of Financial Institutions (License #CL-13999), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Snohomish’s #1 Rated Reverse Mortgage Lender, or call (360) 558-3550 to speak with a friendly expert today.