Marysville's #1 Reverse Mortgage

All Reverse Mortgage, Inc. (ARLO™) is proud to be Washington's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.

All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.

We’re committed to be your lender because you deserve the best rate at the lowest price possible.

We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2024 lending limit of $1,149,825.

We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!

Marysville Reverse Mortgage Facts

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Marysville and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much as a mortgage of last resort. Everything from the elimination of the existing mortgage payments to the line of credit that grows that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

In 1872, Marysville was established as a trading post by James P. Comeford, but it was not populated by other settlers until 1883. After the town was platted in 1885, Marysville saw a period of immense growth, attracting new developments and industries from all over the country. Marysville was later incorporated in 1891 and welcomed the completed Great Northern Railway. With access to freight rail systems, Marysville built its economy primarily around lumber and agriculture. Strawberries were one of its largest exports, and Marysville was deemed the "Strawberry City" in the 1920s as a result.

During the 1970s and 80s, Marysville experienced its first wave of suburbanization, which expanded the city’s commercial and residential areas alike. Between 1980 and 2000, the population increased five-fold, expanding the city to over 20 square miles. Located just 35 mi from Seattle, Marysville is the second-largest city in Snohomish County with a population of 60,020. As of 2015, Marysville also continues to be the fastest-growing city in Washington state, posting an annual growth rate of approximately 2.5 percent.

Marysville has an estimated 33,545 residents in the workforce, only 10 percent of which are working within Marysville city limits. The majority of residents commute south to employers in Everett, Downtown Seattle and the Eastside, including Boeing, Naval Station Everett, Amazon.com and Microsoft. Marysville continues to maintain extremely diverse industries, which has expanded from agriculture, saw mills, grain mills, and tanneries to include some of the most progressive technology companies in the United States.

With a dense suburban population supporting its economy, Marysville has much to offer its residents in for both outdoor and indoor recreation. Jennings Memorial and Jennings Nature Park, Ebey Waterfront and the Snohomish River Delta, Third Street and State Avenue shopping, the Centennial Trail, and the Tulalip Casino are some of the more popular attractions. Whether you are interested in experiencing nature or exploring the vivid dining and nightlife, Marysville has something unique for everyone.

Maryville’s warm, temperate climate offers a comfortable winter and a moderate climate throughout the rest of the year. On average, there are 163 days of sun per year compared to the national average of 205. And the annual precipitation is only slightly higher than the national average. Marysville usually sees around 45 inches of rain per year, with 4 inches of snow. The Marysville high temperature averages around 75 degrees in July, and the low will reach 35 degrees in January

12.7 percent of Marysville’s population is made up of seniors that are at least 65 years old, based on U.S. Census Bureau data. Of Marysville’s senior population, 77 percent (accounting for 3,154 households) are also homeowners as opposed to renters. That means there’s a dedicated community of seniors that call Marysville their long-term home.

Thousands of the senior households in Marysville may be eligible to obtain a reverse mortgage. Several of these older homeowners have already done their research and begun using reverse mortgages to support their retirement needs.

Compared with the average home price in Washington, Marysville’s median home price is less than the rest of the state at $593,302, according to the Zillow Home Value Index as of January 2023. Prices in the area have increased 7.3%over the past year.

Some homes in Marysville may be worth more than this median value. If your home has been appraised for more than the HUD lending limit of $1,149,825, you may still be able to tap into your home equity with the help of a reverse mortgage.

If you're a homeowner who fits this description and you're interested in using a reverse mortgage to supplement your retirement, you might want to consider a jumbo reverse mortgage, from which you may be able to access a greater portion of your home equity than you otherwise would with a FHA-insured HECM loan.

Reverse mortgages might not be the perfect solution for every homeowner, but depending on your particular situation, a HECM could be something to consider as you approach your retirement years.

If you reside in Marysville All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions. Access our online calculator to estimate your reverse mortgage lending limit or call us Toll Free (800) 565-1722