All Reverse Mortgage, Inc. (ARLO™) is proud to be Washington's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.

All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.

We’re committed to be your lender because you deserve the best rate at the lowest price possible.

We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2023 lending limit of $1,089,300.

We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!

Edmonds Reverse Mortgage Facts

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Edmonds and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much as a mortgage of last resort. Everything from the elimination of the existing mortgage payments to the line of credit that grows that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

In the county of Snohomish in Washington State, Edmonds is a northern suburb of Seattle located 11 miles from the city. Edmonds is just under 19 square miles in area and the population was 40,490 in 2015. Of the residents in the city, 6,766 are homeowners 62 and older.

The town of Edmonds was named in 1884, but did not get its incorporation until 1890. The Great Northern Railway came through the city in 1891 and many people began to settle in the town in hopes that it would prosper, but then came the Panic of 1893. The panic set businesses back and the town owners foreclosed.

The city tried to come back in 1900 but then had two major fires in 1909 and 1929. In 1911 cars came to Edmonds, which eventually brought more people traveling through, and thus, more people settled there.

Today, the city has numerous parks including a dog park, skate park, a salt marsh and the Edmonds Underwater Park, which is a classic scuba diving site that is relatively shallow with a maximum depth of 45 feet. Though it’s shallow, the park has several submerged shipwrecks, including the tugboat Triumph. The park also is known as being a natural habitat for large lingcod, some octopus, perch and rockfish.

The cost of living in Edmonds has risen in recent years with home values shooting up 6.5% in the last year. The median home value in the city as of January 2023 is $911,490. Though home values are increasing, many homes are are very close to the maximum federal reverse mortgage lending limit of $1,089,300.

If you reside in Edmonds or are planning to move there, All Reverse Mortgage is here to answer your questions. Call us Toll Free (800) 565-1722.

Additional Washington State Resource Links:
Reversemortgage.org NRMLA Members in Washington
HUD.GOV Approved Lenders in WA State for HECM Loan

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