Bellevue Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Bellevue homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.

We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.

We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.

Bellevue Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Bellevue (est) Avg. Home Value
Bellevue 18,900 14 3 $1,445,834

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.

We manage the entire process in-house, from application through closing, with a focus on accuracy, transparency, and long-term planning.

Local Reverse Mortgage Help in Bellevue

All Reverse Mortgage of Bellevue works with homeowners who want to:

  • Pay off an existing mortgage and eliminate monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Establish a growing line of credit for future needs

Every loan is evaluated individually, based on your goals, home value, and long-term plans.

About All Reverse Mortgage of Bellevue

The All Reverse Mortgage, Inc. team has specialized exclusively in reverse mortgages for more than 20 years.

In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, giving us deep experience with both:

  • HUD-insured HECM loans, and

  • Proprietary jumbo reverse mortgage programs designed for higher-value homes

This background is especially relevant in Bellevue, where home values frequently exceed federal limits.

Expert Guidance You Can Trust

Reverse mortgages are not a one-size-fits-all solution.

Our role is to clearly explain:

  • The differences between HECM and jumbo reverse mortgage programs

  • How principal limits are affected by higher home values

  • Ongoing homeowner responsibilities

  • Considerations for heirs and long-term planning

With clear numbers and straight answers, you can make an informed decision without pressure.

Bellevue Reverse Mortgage Lending Limits (2026)

Bellevue is one of Washington’s most established and high-value housing markets. With an estimated 18,900 homeowners aged 62 and older, reverse mortgages are an important planning option for many long-term residents.

The average home value used for this 2026 update is $1,445,834, which places many Bellevue properties:

  • Above the 2026 federal HECM lending limit of $1,249,125, and

  • In a range where jumbo reverse mortgage programs may provide greater flexibility

We help homeowners compare both HUD-backed and proprietary options side by side, using real figures.


Ready to Unlock Your Home’s Equity?

As Bellevue’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Washington State Department of Financial Institutions (License #CL-13999), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Bellevue’s #1 Rated Reverse Mortgage Lender, or call (425) 979-7411 to speak with a friendly expert today.