Seattle's #1 Reverse Mortgage*
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ARLO™REVERSE MORTGAGE
ASSISTANT |
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Seattle Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Seattle homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Seattle Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Seattle (est) | Avg. Home Value |
|---|---|---|---|---|
| Seattle | 66,000 | 55 | 8 | $832,857 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.
As a direct lender, we oversee the process from application through closing, ensuring accuracy, compliance, and clear communication throughout.
Local Reverse Mortgage Help in Seattle
All Reverse Mortgage of Seattle works with homeowners who want to:
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Pay off an existing mortgage and eliminate required monthly payments
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Access home equity while remaining in their home
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Refinance an existing reverse mortgage
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Establish a line of credit designed for long-term retirement planning
Every scenario is evaluated individually based on age, home value, and financial goals.
About All Reverse Mortgage of Seattle
All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.
Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us firsthand experience across:
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HUD-insured HECM loans, and
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Proprietary jumbo reverse mortgage programs
This expertise is particularly relevant in high-value housing markets like Seattle.
Expert Guidance You Can Trust
A reverse mortgage is a long-term financial decision, not a short-term transaction.
Our licensed originators explain:
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Differences between HECM and jumbo reverse mortgages
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How available proceeds are calculated
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Ongoing homeowner responsibilities such as taxes and insurance
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Long-term considerations for heirs and estate planning
You receive real numbers and clear explanations before making any decision.
Seattle Reverse Mortgage Lending Limits (2026)
Based on this 2026 update, Seattle has an estimated 66,000 homeowners aged 62 and older, with 55 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.
The average home value used for this update is $832,857, placing many Seattle properties:
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Within the 2026 federal HECM lending limit of $1,249,125, and
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In a range where HUD-insured reverse mortgages may be a viable option for qualified homeowners
For higher-valued homes, proprietary jumbo reverse mortgage programs may also be considered.
About Seattle, Washington
Seattle is the largest city in Washington state and a major economic, cultural, and technology center in the Pacific Northwest. Longtime homeowners across neighborhoods such as Ballard, West Seattle, Magnolia, and Northgate often hold substantial home equity built over decades of ownership.
As housing values have increased over time, many Seattle homeowners explore reverse mortgages as a way to improve cash flow, reduce monthly obligations, or establish a flexible financial reserve for retirement.
Ready to Unlock Your Home’s Equity?
As Seattle’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Washington State Department of Financial Institutions (License #CL-13999), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Seattle’s #1 Rated Reverse Mortgage Lender, or call (206) 900-9486 to speak with a friendly expert today.
