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Banks That Offer Reverse Mortgages in 2026 | Compare Rates & Reviews

August 11, 2025 no comments

In 2026, only a few regional and specialty banks offer reverse mortgages, including University Bank, The Federal Savings Bank, and Magnolia Bank. Most large banks left the market years ago, so many borrowers choose specialized non-bank lenders for better rates and service. [arlo_toc] Do Banks Offer Reverse Mortgages in 2026? While large national banks like Wells Fargo, Bank of America,...
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ARLO™ HELOC: The Alternative to a Reverse Mortgage

August 1, 2025 no comments

As interest rates remain high, many homeowners nearing or in retirement are seeking ways to access their home equity without refinancing their historic low-rate mortgages. That’s where a Home Equity Line of Credit (HELOC) for seniors & retirees can be a smart solution. This modern HELOC offers fast access to funds, flexible repayment, and a fully online application process designed...
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HECM Explained: 2026 Home Equity Conversion Mortgage Requirements, Limits & Benefits

July 13, 2025 12 comments

All Reverse Mortgage has specialized in the HECM program for more than twenty years. As a HUD-approved direct lender, we originate HECM loans under the same federal rules described in this guide, and we believe homeowners deserve clear, factual guidance from a knowledgeable source. That has always shaped the way we explain the reverse mortgage program, starting with our first...
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The Realtor’s Guide to Reverse Mortgages for Home Purchase

April 15, 2025 2 comments

[arlo_toc] Why Realtors Should Understand Reverse Mortgages for Home Purchase The HECM for Purchase program (Home Equity Conversion Mortgage) is an FHA-insured loan that allows homebuyers aged 62 and older to purchase a new primary residence with no monthly mortgage payments. This benefits your senior buyers, helps your sellers move their listings, and ultimately helps you close more transactions. Yet...
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Why Reverse Mortgages Are Safe from DOGE Cuts

April 10, 2025 no comments

[arlo_toc] If you’ve been thinking about a reverse mortgage but are unsure whether the program will still be around in the future—or what might happen if federal budget cuts from "DOGE," the Department of Government Efficiency, impact housing programs—you’re not alone. At All Reverse Mortgage, Inc., we speak with people every day who are interested in tapping into their home’s equity...
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Reverse Mortgage Line of Credit & Growth Rate Explained

February 17, 2025 118 comments

[arlo_toc] Reverse Mortgage Line of Credit: Why It's the Most Popular Option A reverse mortgage line of credit is one of several ways to access funds through an FHA-insured Home Equity Conversion Mortgage (HECM). Over time, it has become the most commonly selected option, largely because it allows equity to be used gradually rather than all at once. That preference...
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HomeSafe Second Reverse Mortgage: Access Equity Without Refinancing

February 6, 2025 12 comments

[arlo_toc] Unlock Your Home’s Equity Without Refinancing At All Reverse Mortgage, Inc. (ARLO™), we know that many homeowners want to access their home equity without losing their low-rate first mortgage. That’s why we offer HomeSafe Second—a reverse mortgage second lien that lets you tap into your home’s equity without monthly mortgage payments while keeping your first mortgage intact. What Is...
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Here’s the Truth About Reverse Mortgages (No BS)

December 28, 2024 25 comments

A reader recently shared their skepticism about reverse mortgages, saying: "I've read a lot about reverse mortgages, and it seems they're more for the bank's benefit than yours. They make it sound like they're helping, but in reality, you're giving away your home for a low price. If you get a reverse mortgage and pass away soon after, your home...
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Reverse Mortgages and Medicaid/SSI Benefits: Key Considerations for 2025

December 27, 2024 54 comments

Reverse mortgage proceeds can provide valuable financial support, but they may also influence your eligibility for Medicaid or Supplemental Security Income (SSI). Understanding these potential effects is essential for making informed decisions. If you’re 62 or older and considering a reverse mortgage to supplement your retirement income, it’s important to evaluate how this choice could impact your access to needs-based...
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Non-Recourse Reverse Mortgage Protections Explained

December 27, 2024 31 comments

The non-recourse feature of reverse mortgages is a powerful safeguard, yet it’s often misunderstood. It’s even sparked debates—like the AARP lawsuit against HUD—over its scope. Simply put, a non-recourse reverse mortgage ensures you’ll never owe more than your home’s value when the loan matures. But how does this protect you and your heirs? Let’s break it down. [arlo_toc] How Non-Recourse...
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