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Banks That Offer Reverse Mortgages in 2025 | Compare Rates & Reviews

August 11, 2025     no comments

In 2025, only a small number of regional and specialty banks offer reverse mortgages, including University Bank, The Federal Savings Bank, and Magnolia Bank. Most large banks left the market years ago, so many borrowers choose specialized non-bank lenders for better rates and service. [arlo_toc] Do Banks Offer Reverse Mortgages in 2025? While large national banks like Wells Fargo,...
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ARLO™ HELOC: The Alternative to a Reverse Mortgage

August 1, 2025     no comments

As interest rates remain high, many homeowners nearing or in retirement are seeking ways to access their home equity without refinancing their historic low-rate mortgages.  That’s where a Home Equity Line of Credit (HELOC) for seniors & retirees can be a smart solution. This modern HELOC offers fast access to funds, flexible repayment, and a fully online application process designed...
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3 Best Reverse Mortgage Calculators (No Personal Info Required)

July 23, 2025     no comments

When planning for retirement, one of the most important steps is knowing how much you can borrow with a reverse mortgage.  But let’s face it—most online calculators ask for your phone number or email before showing your results. That’s why we’ve ranked the top 3 free reverse mortgage calculators that give instant quotes with no personal info required.  These tools...
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What Is a HECM? 2025 Home Equity Conversion Mortgage Guide

July 13, 2025     12 comments

What Is a HECM (Home Equity Conversion Mortgage)? A Home Equity Conversion Mortgage (HECM) is the FHA-insured reverse mortgage program for homeowners age 62 and older. It lets you convert part of your home equity into tax-free cash without giving up ownership or making required monthly mortgage payments. You must still cover property taxes, insurance, and upkeep, and the loan...
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2025 Jumbo Reverse Mortgage Guide: Top Lenders, Rates & Loan Limits

May 24, 2025     16 comments

In 2025, the landscape of reverse mortgages continues to evolve, with jumbo reverse mortgages (also known as proprietary or private reverse mortgages) emerging as a significant option for homeowners with high-value or non-conforming/non-FHA insured properties. In this article, we will dissect the significant differences between jumbo and FHA-insured reverse mortgages, clarifying why and when a jumbo reverse mortgage could be...
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The Realtor’s Guide to Reverse Mortgages for Home Purchase

April 15, 2025     2 comments

[arlo_toc] Why Realtors Should Understand Reverse Mortgages for Home Purchase The HECM for Purchase program (Home Equity Conversion Mortgage) is an FHA-insured loan that allows homebuyers aged 62 and older to purchase a new primary residence with no monthly mortgage payments.  This benefits your senior buyers, helps your sellers move their listings, and ultimately helps you close more transactions. Yet...
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Why Reverse Mortgages Are Safe from DOGE Cuts

April 10, 2025     no comments

[arlo_toc] If you’ve been thinking about a reverse mortgage but are unsure whether the program will still be around in the future—or what might happen if federal budget cuts from "DOGE," the Department of Government Efficiency impacts housing programs—you’re not alone. At All Reverse Mortgage, Inc., we speak with people every day who are interested in tapping into their home’s...
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Is a Reverse Mortgage a Good Idea? 4 Smart Reasons to Consider in 2025

March 5, 2025     27 comments

Thinking about your finances can feel overwhelming, but a reverse mortgage can provide financial relief and peace of mind when used wisely. It’s a loan designed to help homeowners aged 62 and older turn their home equity into cash—without selling or making monthly mortgage payments.  But is it a good idea for you? This guide explores four scenarios where a...
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Reverse Mortgage Line of Credit & Growth Rate Explained

February 17, 2025     118 comments

[arlo_toc] Reverse Mortgage Line of Credit: Why It's the Most Popular Option The reverse mortgage line of credit remains the most popular choice among homeowners today—and for good reason.  According to a report by AARP, 66% of borrowers chose the line of credit as the best way to access their reverse mortgage funds. Why So Many Homeowners Choose the Line...
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HomeSafe Second Reverse Mortgage: Access Equity Without Refinancing

February 6, 2025     12 comments

[arlo_toc] Unlock Your Home’s Equity Without Refinancing At All Reverse Mortgage, Inc. (ARLO™), we know that many homeowners want to access their home equity without losing their low-rate first mortgage. That’s why we offer HomeSafe Second—a reverse mortgage second lien that lets you tap into your home’s equity without monthly mortgage payments while keeping your first mortgage intact. ...
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