Fontana Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2024 lending limit of $1,149,825.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Fontana Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Fontana (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Fontana | 45,080 | 80 | 2 | 64 | $597,515 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We take care of everything, from the application to closing, ensuring you’re in good hands every step of the way.
We serve homeowners in Anaheim, helping those who already own their homes refinance to eliminate their monthly mortgage payments or access their home equity for other needs. Whether you want to pay off your existing loan, free up some extra cash, or do both, we’re here to help.
About Us
Our team at All Reverse Mortgage has deep experience in the industry. In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, so we understand both HUD-backed HECM loans and jumbo (or proprietary) loans. This expertise allows us to offer options for homeowners with higher-value homes that HUD’s HECM program may not fully cover.
Choosing the right loan can be challenging, but our experienced originators are here to guide you. We’ll explain the options, including the pros and cons of each, so you can make the best decision for your situation. Whether a HUD HECM or a jumbo loan is right for you depends on your unique needs, and we’ll ensure you have all the information to make an informed choice.
For homeowners aged 62 and older, a reverse mortgage can be a valuable financial tool. It’s not just a last resort; many are using it to enhance their retirement plans. With a reverse mortgage, you can eliminate monthly mortgage payments or set up a line of credit that grows over time, helping you live comfortably and plan for the future.
Fontana Lending Limits
Fontana spans roughly 43 square miles, adjacent to the San Bernardino Mountains in San Bernardino, California. With a population of 222,500 as of 2024, Fontana is the second most populous city in the county, experiencing continued growth.
The city was founded in the early 20th century and became home to a large steel mill built in 1941 by Henry J. Kaiser. This plant, one of only a few of its kind west of the Mississippi River, attracted industrial workers and significantly shaped Fontana. Today, the former steel mill’s site is Auto Club Speedway, a popular venue for the NASCAR and Xfinity auto racing series.
Fontana residents enjoy a warm, dry climate, often influenced by the Santa Ana winds that bring warm desert air from the Mojave Desert. Summer temperatures in Fontana typically reach the mid-90s, while winter temperatures average in the low to mid-60s. The area receives little rainfall, averaging less than 15 inches of precipitation annually.
As of 2024, the median home value in Fontana is $625,800, reflecting a 7.2% increase year-over-year. The majority of Fontana residents own their homes, with 38,590 owner-occupied households out of a total of 59,433 households as of 2023. Most homes in Fontana fall below the federal reverse mortgage lending limit of $1,149,825, making the HECM product accessible to most qualified borrowers. For homeowners with properties valued above this limit, private jumbo reverse mortgage programs that may better suit their needs are available.
If you’re a homeowner in Fontana aged 62 or older, and you’re curious about how a reverse mortgage could benefit you, All Reverse Mortgage, Inc. (ARLO™) is here to help.
Call us today at Toll-Free (800) 565-1722 or visit our calculator to explore your options.
We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
