Vancouver Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Vancouver homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.

We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.

We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.

Vancouver Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Vancouver (est) Avg. Home Value
Vancouver 26,800 57 8 $494,822

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we handle the process from application through closing, with a focus on accuracy, transparency, and long-term retirement planning.

Local Reverse Mortgage Help in Vancouver

All Reverse Mortgage of Vancouver works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Establish a line of credit designed for long-term flexibility

Each option is reviewed carefully based on age, home value, and retirement goals.

About All Reverse Mortgage of Vancouver

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us experience across both:

  • HUD-insured HECM loans, and

  • Proprietary jumbo reverse mortgage programs

This experience allows us to properly evaluate options for homeowners in markets like Vancouver, where home values and borrower needs vary widely.

Expert Guidance You Can Trust

Reverse mortgages are not one-size-fits-all.

Our licensed originators help you understand:

  • The differences between HECM and jumbo reverse mortgages

  • How available proceeds are calculated

  • Ongoing homeowner responsibilities such as taxes and insurance

  • Long-term planning considerations for heirs

You receive clear explanations and real numbers before making any decision.

Vancouver Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Vancouver has an estimated 26,800 homeowners aged 62 and older, with 57 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $494,822, which places many Vancouver homes:

  • Well within the 2026 federal HECM lending limit of $1,249,125, and

  • In a range where HUD-insured reverse mortgages are accessible to many qualified homeowners

Homes valued above this range may also be evaluated for proprietary jumbo reverse mortgage programs.

About Vancouver, Washington

Vancouver is located along the Columbia River in southwest Washington, directly north of Portland, Oregon. The city has a long history tied to Fort Vancouver and continues to serve as a major residential and economic hub in the region.

With a mix of established neighborhoods, waterfront development, and proximity to both urban amenities and outdoor recreation, Vancouver is home to a large population of long-term homeowners who often explore reverse mortgages as part of retirement planning and aging-in-place strategies.

Ready to Unlock Your Home’s Equity?

As Vancouver’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Washington State Department of Financial Institutions (License #CL-13999), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Vancouver’s #1 Rated Reverse Mortgage Lender, or call (360) 558-3550 to speak with a friendly expert today.