Vancouver Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Vancouver homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Department of Financial Institutions (#CL-13999)
Vancouver Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Vancouver (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Vancouver | 7,724 | $503,858 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s reverse mortgage loan program.
All Reverse Mortgage of Vancouver originates and closes refinance loans for homeowners who are looking to either pay off their existing loan and eliminate monthly mortgage payments, use their equity for other purposes if they have no existing loan, or a combination of both.
About All Reverse Mortgage of Vancouver
The All Reverse Mortgage, Inc. team has extensive experience, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. With this background, we are constantly exploring new products for homeowners in high-value markets where the HUD HECM may not be the best fit. Although jumbo or proprietary programs often offer lower Principal Limits relative to property values, they can be the right solution for certain borrowers.
An experienced originator can help you weigh the pros and cons of each program and make an informed decision. There may be a mix of HUD HECM and niche jumbo opportunities in various markets, allowing homeowners aged 62 and above to leverage reverse mortgages as a versatile financial tool. This can be particularly valuable for those seeking to eliminate mortgage payments or establish a growing line of credit, enhancing their retirement plans.
Vancouver, Washington, is a vibrant city along the Columbia River, just north of Portland, Oregon. With an estimated population of around 195,000 as of 2024, Vancouver continues to grow and attract new residents. About 15% of the city’s population comprises senior homeowners aged 62 and older, many of whom could benefit from a reverse mortgage.
The city was founded in 1825 as a fur trading post around Fort Vancouver and has a rich history. In recent years, Vancouver has experienced revitalization, particularly in its arts and culture scene. The downtown area, designated as the “Arts District” in 2014, is home to various art galleries and cultural events. Several publications have recognized The city as one of the best places to live, including Money Magazine in 2005 and WalletHub in 2016.
As of January 2024, the median home value in Vancouver is approximately $518,000, with housing prices continuing to rise. Many homes in the area fall well within the federal reverse mortgage lending limit of $1,209,750. For homeowners with higher-valued properties, jumbo reverse mortgage programs are available to access more of their home’s equity.
Vancouver’s location offers breathtaking views of several mountain ranges on clear days, including Mount Hood, Mount Saint Helens, and Mount Adams. The area also enjoys dry summers and relatively mild winters, making it a desirable place to retire.
If you’re considering a reverse mortgage in Vancouver, All Reverse Mortgage, Inc. (ARLO™) is here to help.
Access our reverse mortgage calculator to estimate your lending limit, or call us Toll-Free at (800) 565-1722 for personalized assistance with your retirement planning.
