X
Compare Irvine's Best Reverse Mortgages!
Compare Irvine's Best Reverse Mortgages!
Close Menu
Home / Lenders / California / Reverse Mortgage Lenders, Irvine
Dismiss These Suggestions

Irvine's #1 Reverse Mortgage

Your instant quote includes eligibility, real-time rates, & built-in advice to help you find your best program!
ARLO

ARLO

Reverse Mortgage Calculator
Loading...
(may take up to 15 seconds)
|
|

Great! It looks like your home value is around

If you feel this estimate is off, you can manually change it below. Have an existing mortgage? I'll need to know the estimated loan balance to get rid of that mortgage payment!

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
‹ Back

The minimum age for most reverse mortgages is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, loan amounts are based on the youngest spouse.
Your Age
Spouse Age
‹ Back

Great News! Your ARLOanalysis is ready!

Your personalized results include limits, real-time rates and ARLO™ advice!
  • Side-by-side loan comparisons
  • Real-time interest rates
  • ARLO™ advice to help you select the right program
We maintain an A+ exemplary rating by the Better Business Bureau with a perfect 5-Star customer review.
(Needed to validate request)
2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website
‹ Back

Irvine Reverse Mortgage Lenders

All Reverse Mortgage, Inc. (ARLO™) is proud to be California's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.

All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.

We’re committed to be your lender because you deserve the best rate at the lowest price possible.

We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2024 lending limit of $1,149,825.

We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!

Irvine Reverse Mortgage Facts

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Purchase Reverse Mortgages Closed Last 12 Months Lenders in Irvine (est) Avg. Home Value
Irvine 31122 55 3 54 $1,302,836

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Irvine and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much as a mortgage of last resort. Everything from the elimination of the existing mortgage payments to the line of credit that grows that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

Irvine Lending Limits

Irvine, California’s history can be traced back to 1769, when the first Spanish explorers settled in the area. But it wasn’t post-World War II did the city start to grow, thanks in part to Irvine being a master-planned community. The 1970s were when the city started to experience more growth and as of 2016, Irvine’s population is approximately 247,000. Senior homeowners 62 years and older represent about 12.6 percent of the city’s population.

Irvine is a city full of extracurricular activities, from visiting its many parks to various points of interest, such as the Orange County Great Park and University of California, Irvine Arboretum. Various movies have also filmed in Irvine over the years, such as Iron Man, Planet of the Apes and Ocean’s Eleven.

Education services and manufacturing are the primary economic drivers of the city’s economy. Top employers include University of California, Irvine, the Irvine Unified School District and the video game developer Blizzard Entertainment.

As of January 2023, the median home value in Irvine, California, is $1,302,836 - an increase of 17.9% in the last year. Many Irvine, California homes are above the federal reverse mortgage lending limit of $1,149,825. For those with homes valued above the federal lending limit, there are several private jumbo reverse mortgage programs available that may better suit those homeowners.

If you reside in Irvine, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.

Additional Resources:
Reversemortgage.org NRMLA Members in California
HUD.GOV Approved Lenders Search

Irvine Reverse Mortgages
User rating
(32 votes, average: 4.97 out of 5)
How Do You Rate This Page?
Your Rating
  Sending Your Rating...