no comments
Question from our reader: Hi, We were in the middle of a reverse mortgage with one company. We had done the required counseling but they could not find an appraiser to do our home. We are located just 20 minutes from the state Capitol in Sacramento, CA. Finally after about 3 weeks of pushing an appraiser showed up... Read Full Article
no comments
A reverse mortgage can help improve your financial situation if you are at least 62 years of age, have a substantial amount of home equity and are looking to improve cash flow in retirement. But this type of loan is not for everyone—like any long-term financial decision, it’s important to consider the pros and cons of reverse mortgages before... Read Full Article
no comments
All Reverse Mortgage® is an Award-Winning HUD Approved Direct Lender. Compare our NEW 3.99% (5.72%APR) Fixed Rate and Save Thousands! - Request Free Quote! - We have had such low rates for so long that we have all come to take them for granted. We had borrowers call back on proposals that they received as much as a year prior... Read Full Article
3 comments
Reverse Mortgage Borrowers are about to see some major changes with a possible elimination of the lump sum payout option. The House of Representatives just passed a Bill (REVERSE MORTGAGE STABILIZATION ACT OF 2013) which allows HUD to make some major changes to the Home Equity Conversion Mortgage (HECM or “Heck-um”) which is better known as the government-insured reverse mortgage. HUD was... Read Full Article
no comments
More than one in every ten people in the United States is aged 65 or older, and that number is expected to nearly double to 20% by 2030, according to U.S. Census Bureau data. North Carolina is no exception—it was one of 13 states that saw their 65+ population increase by 25% or more between 2000 and 2010... Read Full Article
2 comments
We have all seen the commercials with Fred Thompson or Henry Winkler (a.k.a. “The Fonz”) touting reverse mortgages as a financial product that can help you remain in your home and improve your cash flow in retirement. However, you may not be too familiar with how reverse mortgages actually work, who they can benefit, and the different kinds of options... Read Full Article
4 comments
Reverse mortgages are a great way to improve your cash flow during retirement by borrowing against the equity in your home or even to purchase a brand new primary residence. What you may not know is that if you’re in the market for a Recreational Vehicle (RV), you can use a reverse mortgage in place of financing for that too.... Read Full Article
no comments
If you’re one of the 78 million baby boomers approaching retirement, you may be thinking about downsizing or moving into a home more geared toward aging in place. Some older adults have difficulty obtaining a mortgage to buy a new home, especially if they no longer have steady income from a job. Rather than use a conventional mortgage... Read Full Article
no comments
The number of people opting to take out a fixed rate reverse mortgage has gone up dramatically over the last few years, but it’s important not to overlook all the benefits of having an adjustable rate reverse mortgage. While the certainty of the fixed rate can be a positive, taking out an adjustable rate reverse mortgage comes with features you... Read Full Article
no comments
I am researching Reverse Mortgages for my parents (ages 63 & 66). My only concern is that they own a farm that is preserved in the state of New Jersey. They currently have it for sale, but really do not wish to sell, but think they have no other choice (dad is retired and ill, mom is working again but... Read Full Article
This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. All Reverse Mortgage, Inc. is an independent company and is not affiliated with, acting on behalf of, or endorsed by HUD/FHA or any government agency. This content is for educational purposes and is not tax advice. Reverse mortgage programs may not be available in all states.
*#1 Rated Reverse Mortgage Lender: Based on a comparative review of BBB ratings, complaint histories, accreditation status, customer review scores, and positive-review percentages for the top 20 HECM lenders by endorsement volume (RMInsight, October 1, 2025). BBB data verified December 10, 2025. View Full Advertising Disclosure
