Westminster Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re honored to be recognized by the Better Business Bureau as Colorado’s top-rated reverse mortgage lender. We proudly hold a perfect 5.0-star rating and an A+ exemplary rating. With 20 years of experience, we’re dedicated to serving the needs of homeowners across 15 states, including right here in beautiful Colorado.
Since our founding in November 2004, we’ve focused exclusively on one thing: reverse mortgages. We believe in offering only the best, which is why we’re committed to providing you with the lowest rates and most competitive prices available.
As a HUD-approved direct lender, we offer the national HECM programs along with specialized non-FHA and jumbo reverse mortgages. This means we can help Colorado homeowners with high-value properties that exceed the national 2024 lending limit of $1,149,825.
We encourage you to compare our reviews, lower rates, and closing costs with those of any other major lender. The difference speaks for itself, and we’re excited to show you how we can help you maximize your home’s equity.
We are fully licensed by the Colorado Department of Regulatory Agencies (DORA), ensuring that you receive top-tier service and support from a trusted local partner. (License/Registration #100032569)
Westminster Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Westminster (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Westminster | 4,940 | 6 | 0 | 4 | $563,764 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer the HUD Home Equity Conversion Mortgage, also known as HECM or “Heck-um.” This reverse mortgage loan is designed specifically for seniors like you who want to make the most of their home’s equity.
Local Expertise in Westminster
We’re here in Westminster to help homeowners who want to refinance their current mortgage or access their home’s equity. Whether you’re looking to pay off an existing loan and eliminate monthly mortgage payments, use your equity for other needs, or a combination of both, we’re here to guide you through the process with care and expertise.
About All Reverse Mortgage, Inc.
Our team has extensive experience in the reverse mortgage industry. We were part of the team that introduced the first fixed-rate jumbo reverse mortgage in 2008, giving us the expertise needed to serve homeowners with higher-value properties. We’re always exploring new products to serve our clients better, especially those whose home values exceed the limits of the HUD HECM program.
Expert Guidance You Can Trust
Choosing the right reverse mortgage option can be a big decision, but our seasoned professionals are here to help. We’ll walk you through the benefits and potential drawbacks of both HUD HECM and jumbo reverse mortgage programs so you can make an informed choice that best fits your needs.
For many homeowners aged 62 and above, a reverse mortgage has become a valuable financial tool—not just a last resort. Whether it’s eliminating monthly mortgage payments or setting up a line of credit that grows over time, this program can help you confidently live comfortably in your home and plan for the future.
Westminster Information
Westminster, Colorado, is a dynamic city located northwest of Denver with a rich history that dates back to the late 1850s when settlers arrived in search of gold. The area continued to grow after the Homestead Act of 1862, which further attracted people to the region. Westminster was officially named in 1911 after Westminster University, established in the late 1890s.
Today, Westminster is home to approximately 117,000 residents as of 2024, and its economy is supported by major employers such as the Ball Corporation and Alliance Data Systems. Known for its outdoor spaces and recreational opportunities, the city offers attractions like the Butterfly Pavilion and the iconic Bell Tower. The city’s generally mild climate, with an average of 242 days of sunshine annually, makes it an ideal place for retirees.
Westminster Lending Limits
For senior homeowners in Westminster, reverse mortgages offer an opportunity to tap into home equity without monthly mortgage payments. Approximately 9% of Westminster’s population is aged 65 or older, and 74% of them are homeowners, equating to around 5,000 households who may be eligible for a reverse mortgage.
The median home value in Westminster is $578,000 as of 2024, according to current estimates. With this value being well within the federal reverse mortgage lending limit of $1,149,825, most homeowners can consider a Home Equity Conversion Mortgage (HECM). For those with homes exceeding this limit, jumbo reverse mortgage options are available to access more of their home equity.
For senior homeowners looking for financial flexibility in retirement, a reverse mortgage could be a helpful solution. All Reverse Mortgage, Inc. (ARLO™) is available to guide you through your options and help you make informed decisions.
Call Toll-Free (800) 565-1722 or use our reverse mortgage calculator to explore how much equity you can access. We’re here to help you enjoy a comfortable and secure retirement in Westminster.
