West Linn Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
West Linn Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in West Linn (est) | Avg. Home Value |
|---|---|---|---|---|---|
| West Linn | 1,693 | 146 | 0 | 112 | $767,643 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to serve Oregon homeowners better, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
West Linn Lending Limits
Situated in Clackamas County, Oregon, West Linn is a picturesque city known for its historical significance and natural beauty. Originally settled in the mid-19th century, it has grown from a small pioneer town to a thriving suburban area with an estimated population of 27,000 as of 2019.
History & Community
West Linn was founded in 1843 by Robert Moore, who acquired the land from a Native American chief. The city was initially named Robin’s Nest before being renamed to honor Senator Lewis Linn. Over the years, West Linn has developed into a vibrant community known for its commitment to sustainability and preserving natural beauty. It has been recognized as Tree City USA for over 20 years, showcasing its dedication to environmental stewardship.
Growth & Recognition
Incorporated in 1913, West Linn has expanded steadily, absorbing nearby smaller communities. The city gained national attention for being a desirable place to live, with outlets like CNN and Money Magazine highlighting its stunning vistas of the Cascade Mountains, small-town charm, and proximity to Portland, just a 30-minute drive away.
Real Estate Market & Lending Limits
As of January 2023, the median home price in West Linn is $767,643, according to the Zillow Home Value Index. This represents a 6.2% increase over the past year, with home prices expected to remain stable in the near future. Many homes in West Linn fall comfortably under the federal reverse mortgage lending limit of $1,149,825. For those with homes valued above this limit, jumbo reverse mortgage programs may offer a better option to access additional equity.
Reverse Mortgage Options
With 11% of West Linn’s population aged 65 and older, many senior homeowners may find a reverse mortgage a valuable retirement financial tool. Reverse mortgages allow homeowners to convert a portion of their home equity into cash without selling the home or making monthly mortgage payments. For those with higher-value homes, jumbo reverse mortgages may allow access to more of their equity.
If you’re a homeowner in West Linn interested in learning more about reverse mortgages, All Reverse Mortgage, Inc. (ARLO™) is here to help. You can call Toll-Free (800) 565-1722 or use our online calculator at reverse.mortgage/calculator to estimate how much you can access through a reverse mortgage. We’re committed to helping you make informed decisions and ensuring that you can fully enjoy your retirement.
