Oregon City Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Oregon City Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Oregon City (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Oregon City | 4,941 | 17 | 1 | 12 | $601,979 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Oregon City Lending Limits
Oregon City, situated along the Willamette River in northwestern Oregon, is the first U.S. city to be incorporated west of the Rocky Mountains, officially incorporated in 1844. As the final stop on the Oregon Trail, Oregon City was the destination for settlers filing land claims in the 1840s and 1850s, cementing its importance in American westward expansion.
The city’s geography is defined by an upper and lower area. The upper section rests atop a bluff formed by Canemah basalt, although lava flows ceased millions of years ago. The lower section is situated alongside the Willamette River, creating a distinctive split in the city’s landscape.
As of 2024, Oregon City has approximately 37,400 residents, 4,941 of whom are senior homeowners aged 62 and older. Oregon City’s housing market continues to grow, with home values increasing by 9.7% in the past year and projected to rise another 2.7% in the next year. According to the Zillow Home Value Index, the median home value in Oregon City is $601,979 as of January 2024.
Oregon City is rich in recreational opportunities, with over 22 parks, including the popular Clackamette Park located at the confluence of the Clackamas and Willamette Rivers. Residents and visitors can enjoy camping, boating, and other outdoor activities. The city is also home to historical landmarks like the Museum of the Oregon Territory and the End of the Oregon Trail Interpretive Center, offering a glimpse into the region’s pioneering history.
Reverse Mortgage Options
For senior homeowners in Oregon City, reverse mortgages offer a flexible financial tool to access home equity. The HUD lending limit for reverse mortgages is set at $1,149,825, and with the majority of homes in Oregon City valued below this threshold, a Home Equity Conversion Mortgage (HECM) may be an ideal option. For homes that exceed this limit, jumbo reverse mortgages provide an alternative to tap into additional home equity.
If you’re a senior homeowner in Oregon City and want to explore how a reverse mortgage could enhance your retirement, All Reverse Mortgage, Inc. (ARLO™) is ready to assist you. Call us at Toll-Free (800) 565-1722, or visit our online calculator at reverse.mortgage/calculator to see how much home equity you can access.
We are here to answer your questions and help you make informed decisions so you can confidently enjoy your retirement. Don’t hesitate to reach out to us today!
