Grant’s Pass Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Grant’s Pass Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Grant's Pass (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Grant's Pass | 9,641 | 27 | 1 | 6 | $385,910 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Grants Pass Lending Limits
A Brief History of Grants Pass
Grants Pass, located in Josephine County, Oregon, sits in the southwestern part of the state, about 256 miles south of Portland. Founded in the mid-19th century, the city was a vital stop for trappers and hunters in the 1820s. Grants Pass wasn’t incorporated until 1887, decades after its first post office was established in 1865. It was named in honor of General Ulysses S. Grant after his Vicksburg victory.
Outdoor Adventure Capital
Grants Pass is known for its proximity to the Rogue River, making it a popular destination for rafting and other outdoor adventures. Visitors and locals alike enjoy the nearby Oregon Caves National Monument. Over time, the city’s economy has shifted from lumber to service, focusing on outdoor sports, recreation, and health care.
Grants Pass Senior Homeowners
As of 2013, Grants Pass had a population of 35,076, with over 9,600 senior homeowners aged 62 and older. This population represents a significant portion of the community who may be eligible for a reverse mortgage to help support their retirement years.
Grants Pass Housing Market
Grants Pass housing market has seen substantial growth in recent years. As of January 2023, the average home value is $385,910, reflecting an 11.1% increase over the past year. This median home value makes many homes in Grants Pass well within the federal reverse mortgage lending limit of $1,149,825, allowing senior homeowners to access their equity through a Home Equity Conversion Mortgage (HECM).
Explore Your Reverse Mortgage Options
If you’re a senior homeowner in Grants Pass and want to learn more about how a reverse mortgage can benefit you, All Reverse Mortgage, Inc. (ARLO™) is here to help. Whether you’re interested in eliminating monthly mortgage payments or tapping into your home equity, we’re ready to answer your questions.
Contact Us Today
Call us at Toll-Free (800) 565-1722 or visit our online calculator at https://reverse.mortgage/calculator to estimate how much equity you could access with a reverse mortgage.
