Sequim Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Sequim homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Department of Financial Institutions (#CL-13999)
Sequim Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Sequim (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Sequim | 93 | $611,871 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s reverse mortgage loan program.
All Reverse Mortgage of Sequim originates and closes refinance loans for homeowners who are looking to either pay off their existing loan and eliminate monthly mortgage payments, use their equity for other purposes if they have no existing loan, or a combination of both.
About All Reverse Mortgage of Sequim
The All Reverse Mortgage, Inc. team has extensive experience, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. With this background, we are constantly exploring new products for homeowners in high-value markets where the HUD HECM may not be the best fit. Although jumbo or proprietary programs often offer lower Principal Limits relative to property values, they can be the right solution for certain borrowers.
An experienced originator can help you weigh the pros and cons of each program and make an informed decision. There may be a mix of HUD HECM and niche jumbo opportunities in various markets, allowing homeowners aged 62 and above to leverage reverse mortgages as a versatile financial tool. This can be particularly valuable for those seeking to eliminate mortgage payments or establish a growing line of credit, enhancing their retirement plans.
Sequim, Washington, is a charming city in Clallam County known for its favorable climate. It sits in the “rain shadow” of the Olympic Mountains and receives an average of less than 16 inches of rain per year, which is why it is often called “Sunny Sequim.” As of 2024, the population of Sequim is approximately 8,367, with nearly 27% of residents aged 65 and older, making it an attractive place for retirees.
The city’s real estate market reflects steady growth, with the median home value at around $473,567 in 2024. While this is below the current federal reverse mortgage lending limit of $1,209,750, homeowners with properties valued above this limit may explore jumbo reverse mortgage options to access more equity. Sequim’s unique attractions include its renowned lavender farms, celebrated during the Sequim Lavender Festival, and a rich historical heritage, including the Museum and Arts Center.
If you’re a senior homeowner in Sequim considering a reverse mortgage to supplement your retirement, All Reverse Mortgage, Inc. (ARLO™) can help you explore your options.
Access our reverse mortgage calculator to estimate your lending limit, or call us at (360) 558-3550 to discuss your options.
